Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 2-bedroom, 3-bathroom townhouse at 439 Waterway Lane in Fort Walton Beach, FL is listed for $310,000 ($257 per sqft). Built in 1985, the home offers 1,206 sqft of living space on a 0.03 acres lot.

Agent Description

Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME, VACATION GETAWAY, or SHORT-TERM RENTAL.

Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.

Key Features

  • Built in 1985
  • 0.03 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1985

Monthly Cost Estimate

$1,758/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,343
Insurance$90
HOA$100

Estimates only. Actual payments may vary.

Location

439 Waterway Lane

Fort Walton Beach, FL 32547

HARBOR T/H

Features & Amenities

Exterior Features

Fenced Back YardYard Building

Property Details

Flooring

Tile

Construction

Brick Siding Vinyl

Heating

Central

Appliances

DishwasherMicrowaveRefrigeratorSmooth Stovetop Rnge

Questions & Answers

This 2-bedroom, 3-bathroom townhouse at 439 Waterway Lane is listed at $310,000 ($257/sqft). The estimated monthly payment is $1,443 based on 20% down at 6.5% interest.

HOA fees are $100/month.

Key features include: Built in 1985, 0.03 acre lot, 2 stories. Exterior Features: Fenced Back Yard, Yard Building.

This property is listed by Lana Parks and can be reached at 8506864000 or lana@soldwithaloha.com.

LP

Lana Parks

Agent at Watersound Real Estate

(850) 686-4000

Listed by Watersound Real Estate · View on Broker Site

MLS# 998571· Source: listhub· Updated 76 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

439 Waterway Lane, Fort Walton Beach, FL 32547

Open this listing in: