About This Home

This 3-bedroom, 2-bathroom single family at 4392 3rd Isle Drive in Hernando Beach, FL is listed for $449,000 ($356 per sqft). Built in 1980, the home offers 1,260 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 1980
  • 0.10 acre lot
  • Waterfront

Property Details

1 story
2 full
1980

Amenities

WaterfrontA/C
Listing Description

ELEVATED PEACE OF MIND & DIRECT GULF ACCESS! Single-level daily living meets ultimate coastal security in this rare Hernando Beach gem. Perched securely at an impressive 11-foot elevation, this waterfront property came through recent major storms completely untouched with NO storm water damage.

Enjoy the incredible convenience of a zero-step front entry for your daily indoor lifestyle, paired with easy step access right down to your private dock. Outside, the massive brick-paver driveway provides abundant parking for your boat trailer, golf cart, or RV.

The expansive waterfront paver patio offers plenty of room for outdoor dining, grilling, and relaxing along the deep-water canal. Boaters will love having direct Gulf access right from the backyard, opening the door to world-class fishing, scalloping, and island hopping throughout Florida's beautiful Nature Coast.

Explore the crystal-clear Weeki Wachee River, nearby natural springs, local waterfront dining, and nature preserves just minutes away. Plus, enjoy convenient highway access to the greater Tampa Bay area, international airports, plus all the culture, entertainment, professional sporting events & cruise ship terminals, not to mention all the one-tank theme park day trips.

Whether you are searching for a full-time residence, retirement retreat, seasonal waterfront escape, or potential income-producing rental, this property delivers an exceptional, hard-to-find combination of direct Gulf boating access, true single-level interior living, and high-elevation safety.

This inviting 3-bedroom, 2-bath home features a bright, open floor plan, beautifully updated kitchen and bathrooms, and a spacious enclosed Florida room overlooking the canal; the perfect setting for morning coffee or evening entertaining. Value-packed and worry-free, this home boasts a brand new 2025 A/C system, providing immediate savings, maximum energy efficiency, and years of maintenance-free comfort for its next owner. Come discover an easier, more affordable way to enjoy Florida waterfront living!

Monthly Cost Estimate

$2,401/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131

Estimates only. Actual payments may vary.

Location

4392 3rd Isle Drive

Hernando Beach, FL 34607

Hernando Beach Unit 7

Features & Amenities

Interior Features

Ceiling Fan(s)PantryPrimary Bathroom - Shower No Tub

Exterior Features

Dock

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Outdoor Features

Porch

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DishwasherDryerElectric CooktopElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4392 3rd Isle Drive is listed at $449,000 ($356/sqft). The estimated monthly payment is $2,401 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1980, 0.10 acre lot, Waterfront. Interior Features: Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub. Exterior Features: Dock.

This property is listed by Marisa Brewer and can be reached at 3522793522.

MB

Marisa Brewer

License 708344

Agent at Preferred Property Associates, Inc.

(352) 279-3522

Listed by Preferred Property Associates, Inc. · Broker phone: (352) 688-1303 · View on Broker Site

MLS# 2260647· Source: Hernando County Association of REALTORS®, Inc.· 29 days on PropertySimple

Copyright © 2026 Hernando County Association of REALTORS®, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4392 3rd Isle Drive, Hernando Beach, FL 34607

Open this listing in: