# 4399 E Wharf Lane, Hernando, FL 34442

> **TL;DR:** land, $19,900. Est. $107/mo. Listed 80 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $19,900 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 80 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $101 |
| Estimated Insurance | $6 |
| **Total** | **$107** |

## Nearby Schools

- **Elementary:** Central Ridge Elementary
- **Middle:** Citrus Springs Middle
- **High:** Citrus High

## Property Highlights

- 0.23 acre lot

## Description

### Agent Description
Great lot to build that dream home on Oakwood Island. Beautiful curving roads to the Island in River Lakes Manor. Less traffic and nice homes all around. In flood zone X, so no flood insurance required. Take a drive around the area and just feel the stress leave you. Lot not big enough, no problem, the lot next door is also available.

## Location

- **Address:** 4399 E Wharf Lane, Hernando, FL 34442
- **County:** Citrus
- **Neighborhood:** Oakwood Island
- **Coordinates:** 28.951799, -82.361139
- **Google Maps:** https://www.google.com/maps?q=28.951799,-82.361139

## Listing Agent

- **Name:** Michele Rose · **License:** 700057
- **Brokerage:** Keller Williams Realty-Elite Partners
- **Phone:** 3522125097
- **Broker Phone:** (352) 688-6500
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4399-E-Wharf-Ln_Hernando_FL_34442_M69777-86850?f=listhub&s=RACCFL&m=855994&c=propsimple)

## Photos

![4399 E Wharf Lane - Photo 1](http://lh.rdcpix.com/2e5e8d21523a76ace90419a594ca8fb8l-f3134694687r.jpg)

![4399 E Wharf Lane - Photo 2](http://lh.rdcpix.com/2e5e8d21523a76ace90419a594ca8fb8l-f2747413772r.jpg)

---

**MLS#:** 855994 | **Updated:** 2026-07-02
**Source:** listhub

*Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4399-e-wharf-lane-hernando-fl-34442-l855994)

---

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