# 44 Lower Toccoa Hills, Blue Ridge, GA 30513 > **TL;DR:** 4bd/3ba single family, $899,000 ($225/sqft), built 2020, 4,000 sqft. > Fireplace, Waterfront, View. Est. $4,808/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,000 | | Price/sqft | $225 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 4,000 | | Year Built | 2020 | | Lot Size | 37,897 sqft (0.87 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,546 | | Estimated Insurance | $262 | | **Total** | **$4,808** | ## Key Amenities - Fireplace - Waterfront - View ## Property Highlights - Built in 2020 - 0.87 acre lot - Fireplace - Waterfront ## Description ### Agent Description Toccoa River Frontage! Welcome to this beautifully designed 4BR/3BA riverfront retreat, perfectly positioned along the banks of the picturesque Toccoa River. With breathtaking views and the soothing sound of rushing water, this property offers the ideal blend of comfort, charm, and mountain living. This modern mountain home features warm wood accents and wood beams, paired with a bright, open interior. A wall of windows frames the river like artwork, filling the main living space with natural light and bringing the outdoors in. The spacious dining area flows seamlessly onto the covered deck, perfect for entertaining or simply taking in the peaceful river setting.The kitchen is well-appointed with stainless steel appliances, granite countertops, and ample cabinetry, offering both style and functionality. With four bedrooms and three full baths, there's plenty of space for full-time living, weekend getaways, or a high-demand short-term rental. Step outside to enjoy multiple outdoor living spaces, including a large deck overlooking the river, a hot tub for relaxing evenings, and a private path leading you down to the water's edge-perfect for trout fishing, tubing, or unwinding by the riverbank. The Blue Ridge Scenic Railway passes through the property, adding a touch of nostalgic mountain charm and a unique Blue Ridge experience. Conveniently located just 3.5 miles to McCaysville and 9 miles to downtown Blue Ridge, with easy, mostly paved access. Turn the key, drop your bags, and start living the river life. ## Location - **Address:** 44 Lower Toccoa Hills, Blue Ridge, GA 30513 - **County:** Fannin - **Coordinates:** 34.956863, -84.354326 - **Google Maps:** https://www.google.com/maps?q=34.956863,-84.354326 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/44-Lower-Toccoa-Hills-Blue-Ridge-GA-30513/unbranded ## Listing Agent - **Name:** Leslie Mann - **Brokerage:** Mountain Sotheby's International Realty - **Phone:** 7064552765 - **Broker Phone:** 706-222-5588 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/44-Lower-Toccoa-Hills-Rd_Blue-Ridge_GA_30513_M91230-51004?f=listhub&s=NEGBORGA&m=434705&c=propsimple) ## Photos ![44 Lower Toccoa Hills - Photo 1](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2097422350r.jpg) ![44 Lower Toccoa Hills - Photo 2](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3343240683r.jpg) ![44 Lower Toccoa Hills - Photo 3](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1649022146r.jpg) ![44 Lower Toccoa Hills - Photo 4](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2675616689r.jpg) ![44 Lower Toccoa Hills - Photo 5](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1574362231r.jpg) ![44 Lower Toccoa Hills - Photo 6](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f624276872r.jpg) ![44 Lower Toccoa Hills - Photo 7](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1338417327r.jpg) ![44 Lower Toccoa Hills - Photo 8](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2760952564r.jpg) ![44 Lower Toccoa Hills - Photo 9](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3446055402r.jpg) ![44 Lower Toccoa Hills - Photo 10](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1494236781r.jpg) ![44 Lower Toccoa Hills - Photo 11](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2429773167r.jpg) ![44 Lower Toccoa Hills - Photo 12](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2427508997r.jpg) ![44 Lower Toccoa Hills - Photo 13](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3832380709r.jpg) ![44 Lower Toccoa Hills - Photo 14](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3049129902r.jpg) ![44 Lower Toccoa Hills - Photo 15](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2766090921r.jpg) ![44 Lower Toccoa Hills - Photo 16](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3517928400r.jpg) ![44 Lower Toccoa Hills - Photo 17](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f4028862374r.jpg) ![44 Lower Toccoa Hills - Photo 18](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1056963982r.jpg) ![44 Lower Toccoa Hills - Photo 19](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3766368235r.jpg) ![44 Lower Toccoa Hills - Photo 20](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1289700976r.jpg) ![44 Lower Toccoa Hills - Photo 21](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2672463918r.jpg) ![44 Lower Toccoa Hills - Photo 22](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2060999016r.jpg) ![44 Lower Toccoa Hills - Photo 23](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1530754390r.jpg) ![44 Lower Toccoa Hills - Photo 24](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1705531626r.jpg) ![44 Lower Toccoa Hills - Photo 25](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2175442973r.jpg) ![44 Lower Toccoa Hills - Photo 26](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3010835780r.jpg) ![44 Lower Toccoa Hills - Photo 27](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f304456814r.jpg) ![44 Lower Toccoa Hills - Photo 28](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2519974437r.jpg) ![44 Lower Toccoa Hills - Photo 29](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f204721528r.jpg) ![44 Lower Toccoa Hills - Photo 30](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f82101523r.jpg) ![44 Lower Toccoa Hills - Photo 31](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f969793746r.jpg) ![44 Lower Toccoa Hills - Photo 32](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2796096728r.jpg) ![44 Lower Toccoa Hills - Photo 33](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2290224753r.jpg) ![44 Lower Toccoa Hills - Photo 34](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f3517028947r.jpg) ![44 Lower Toccoa Hills - Photo 35](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f1441594435r.jpg) ![44 Lower Toccoa Hills - Photo 36](http://lh.rdcpix.com/5a1bdf2930ab984bc7de7494a8d81345l-f2487656041r.jpg) --- **MLS#:** 434705 | **Updated:** 2026-09-16 **Source:** listhub *Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/44-lower-toccoa-hills-blue-ridge-ga-30513-a434705) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/44-lower-toccoa-hills-blue-ridge-ga-30513-a434705#listing", "url": "https://www.propertysimple.ai/listing/44-lower-toccoa-hills-blue-ridge-ga-30513-a434705", "name": "44 Lower Toccoa Hills, Blue Ridge, GA 30513", "description": "Toccoa River Frontage! Welcome to this beautifully designed 4BR/3BA riverfront retreat, perfectly positioned along the banks of the picturesque Toccoa River. With breathtaking views and the soothing sound of rushing water, this property offers the ideal blend of comfort, charm, and mountain living. This modern mountain home features warm wood accents and wood beams, paired with a bright, open interior. A wall of windows frames the river like artwork, filling the main living space with natural light and bringing the outdoors in. The spacious dining area flows seamlessly onto the covered deck, perfect for entertaining or simply taking in the peaceful river setting.The kitchen is well-appointed with stainless steel appliances, granite countertops, and ample cabinetry, offering both style and functionality. With four bedrooms and three full baths, there's plenty of space for full-time living, weekend getaways, or a high-demand short-term rental. Step outside to enjoy multiple outdoor living spaces, including a large deck overlooking the river, a hot tub for relaxing evenings, and a private path leading you down to the water's edge-perfect for trout fishing, tubing, or unwinding by the riverbank. 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