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About This Home

This 3-bedroom, 3-bathroom single family at 44 N Ryan Street in Santa Rosa Beach, FL is listed for $1,299,900 ($713 per sqft). Built in 2001, the home offers 1,823 sqft of living space on a 0.08 acres lot.

Agent Description

Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of

relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability.

Offered fully furnished and is move-in ready. Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering.

The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access. Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom floor-to-ceiling tiled shower.

Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.

Key Features

  • Built in 2001
  • 0.08 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
3 full
2 spaces
2001

Amenities

HardwoodA/C

Monthly Cost Estimate

$7,992/mo

20% down · 6.5% · 30 years

Principal$940
Interest$5,633
Insurance$379
HOA$1,040

Estimates only. Actual payments may vary.

Location

44 N Ryan Street

Santa Rosa Beach, FL 32459

SUMMER'S EDGE

Features & Amenities

Interior Features

Ceiling VaultedLighting RecessedPantryWasher/Dryer Hookup

Property Details

Flooring

Hardwood

Construction

Foundation Off Grade

Pool Features

Porch

Appliances

CooktopDishwasherOven Self CleaningRange HoodRefrigerator W/IceMk

Questions & Answers

This 3-bedroom, 3-bathroom single family at 44 N Ryan Street is listed at $1,299,900 ($713/sqft). The estimated monthly payment is $6,673 based on 20% down at 6.5% interest.

HOA fees are $1040/month.

Key features include: Built in 2001, 0.08 acre lot, 2 stories, 2 parking spaces. Interior Features: Ceiling Vaulted, Lighting Recessed, Pantry.

This property is listed by Dawn McKenna Group and can be reached at (850) 501-1545 or dmg30a@dawnmckennagroup.com.

DG

Dawn McKenna Group

Agent at Coldwell Banker Realty

(850) 501-1545

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1004180· Source: listhub· Updated 4 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

44 N Ryan Street, Santa Rosa Beach, FL 32459

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