About This Home

This 3-bedroom, 3-bathroom single family at 44 N Ryan Street in Santa Rosa Beach, FL is listed for $1,299,900 ($713 per sqft). Built in 2001, the home offers 1,823 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 2001
  • 0.08 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2 spaces
2001

Amenities

HardwoodA/C
Listing Description

Enjoy coastal living in this turn-key 3-bedroom, 2.5-bath cottage located in the quiet, tree-lined community of Summer's Edge on Scenic 30A. Situated moments from deeded beach access, Eastern Lake, and community pool, this property offers an ideal layout for a personal coastal retreat or vacation rental investment.

The welcoming front porch features upgraded Trex composite decking, matched by a private second-floor balcony off the primary suite. Inside, the open floor plan highlights real hardwood flooring, detailed crown molding, recessed lighting, and expansive windows.

The main living area features custom built-in shelving, leading to a kitchen with stainless steel appliances, generous counter space, and a dedicated dining area. Upstairs, the primary suite includes soaring cathedral ceilings, a skylight, private balcony access, and a updated spa-style bathroom with a double vanity, freestanding soaking tub, and a custom tile shower.

Two additional guest bedrooms offer comfortable accommodations with coastal finishes throughout. Residents and guests enjoy private deeded beach access, two neighborhood pools (one heated seasonally), and immediate proximity to the dining and shopping along 30A. floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.

Monthly Cost Estimate

$7,992/mo

20% down · 6.5% · 30 years

Principal$940
Interest$5,633
Insurance$379
HOA$1,040

Estimates only. Actual payments may vary.

Location

44 N Ryan Street

Santa Rosa Beach, FL 32459

SUMMER'S EDGE

Features & Amenities

Interior Features

Ceiling VaultedLighting RecessedPantryWasher/Dryer Hookup

Property Details

Flooring

Hardwood

Construction

Foundation Off Grade

Outdoor Features

Porch

Appliances

CooktopDishwasherOven Self CleaningRange HoodRefrigerator W/IceMk

Questions & Answers

This 3-bedroom, 3-bathroom single family at 44 N Ryan Street is listed at $1,299,900 ($713/sqft). The estimated monthly payment is $7,992 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1040/month.

Key features include: Built in 2001, 0.08 acre lot, 2 stories, 2 parking spaces. Interior Features: Ceiling Vaulted, Lighting Recessed, Pantry.

This property is listed by Dawn McKenna Group.

DG

Dawn McKenna Group

Agent at Coldwell Banker Realty

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1004180· Source: Emerald Coast Association of Realtors· 152 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

44 N Ryan Street, Santa Rosa Beach, FL 32459

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