# 44 N Ryan Street, Santa Rosa Beach, FL 32459 > **TL;DR:** 3bd/3ba single family, $1,299,900 ($713/sqft), built 2001, 1,823 sqft. > Hardwood, A/C. Est. $7,992/mo. Listed 153 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,299,900 | | Price/sqft | $713 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,823 | | Year Built | 2001 | | Lot Size | 3,485 sqft (0.08 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 153 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,573 | | Estimated Insurance | $379 | | HOA | $1,040 | | **Total** | **$7,992** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 2001 - 0.08 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description Enjoy coastal living in this turn-key 3-bedroom, 2.5-bath cottage located in the quiet, tree-lined community of Summer's Edge on Scenic 30A. Situated moments from deeded beach access, Eastern Lake, and community pool, this property offers an ideal layout for a personal coastal retreat or vacation rental investment. The welcoming front porch features upgraded Trex composite decking, matched by a private second-floor balcony off the primary suite. Inside, the open floor plan highlights real hardwood flooring, detailed crown molding, recessed lighting, and expansive windows. The main living area features custom built-in shelving, leading to a kitchen with stainless steel appliances, generous counter space, and a dedicated dining area. Upstairs, the primary suite includes soaring cathedral ceilings, a skylight, private balcony access, and a updated spa-style bathroom with a double vanity, freestanding soaking tub, and a custom tile shower. Two additional guest bedrooms offer comfortable accommodations with coastal finishes throughout. Residents and guests enjoy private deeded beach access, two neighborhood pools (one heated seasonally), and immediate proximity to the dining and shopping along 30A. floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation. ## Location - **Address:** 44 N Ryan Street, Santa Rosa Beach, FL 32459 - **County:** Walton - **Neighborhood:** SUMMER'S EDGE - **Coordinates:** 30.309455, -86.099918 - **Google Maps:** https://www.google.com/maps?q=30.309455,-86.099918 ## Virtual Tour & Media - **Video Tour:** https://mls.kuu.la/share/collection/7TN5k?fs=1&vr=1&zoom=1&sd=1&initload=0&thumbs=1 ## Listing Agent - **Name:** Dawn McKenna Group - **Brokerage:** Coldwell Banker Realty - **Broker Phone:** (850) 501-1545 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/44-N-Ryan-St_Santa-Rosa-Beach_FL_32459_M63184-14940?f=listhub&s=ECARMLSFL&m=1004180&c=propsimple) ## Photos ![44 N Ryan Street - Photo 1](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4137916776r.jpg) ![44 N Ryan Street - Photo 2](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2468333712r.jpg) ![44 N Ryan Street - Photo 3](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2775161359r.jpg) ![44 N Ryan Street - Photo 4](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1993813301r.jpg) ![44 N Ryan Street - Photo 5](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1726724436r.jpg) ![44 N Ryan Street - Photo 6](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2090740507r.jpg) ![44 N Ryan Street - Photo 7](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1355505456r.jpg) ![44 N Ryan Street - Photo 8](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3246657371r.jpg) ![44 N Ryan Street - Photo 9](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f226792719r.jpg) ![44 N Ryan Street - Photo 10](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3021991106r.jpg) ![44 N Ryan Street - Photo 11](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2910922689r.jpg) ![44 N Ryan Street - Photo 12](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2039007477r.jpg) ![44 N Ryan Street - Photo 13](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f578911236r.jpg) ![44 N Ryan Street - Photo 14](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f605226772r.jpg) ![44 N Ryan Street - Photo 15](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3369603018r.jpg) ![44 N Ryan Street - Photo 16](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3894327222r.jpg) ![44 N Ryan Street - Photo 17](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3670913101r.jpg) ![44 N Ryan Street - Photo 18](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2517067420r.jpg) ![44 N Ryan Street - Photo 19](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f36867795r.jpg) ![44 N Ryan Street - Photo 20](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2468542144r.jpg) ![44 N Ryan Street - Photo 21](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f460455190r.jpg) ![44 N Ryan Street - Photo 22](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f912294942r.jpg) ![44 N Ryan Street - Photo 23](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f912294942r.jpg) ![44 N Ryan Street - Photo 24](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3471787796r.jpg) ![44 N Ryan Street - Photo 25](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1621235787r.jpg) ![44 N Ryan Street - Photo 26](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f634254718r.jpg) ![44 N Ryan Street - Photo 27](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1078691108r.jpg) ![44 N Ryan Street - Photo 28](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f54165311r.jpg) ![44 N Ryan Street - Photo 29](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4137548555r.jpg) ![44 N Ryan Street - Photo 30](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f852039758r.jpg) ![44 N Ryan Street - Photo 31](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4203758267r.jpg) ![44 N Ryan Street - Photo 32](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1418176645r.jpg) ![44 N Ryan Street - Photo 33](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3059611054r.jpg) ![44 N Ryan Street - Photo 34](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1651172666r.jpg) ![44 N Ryan Street - Photo 35](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f118549861r.jpg) ![44 N Ryan Street - Photo 36](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1831389823r.jpg) ![44 N Ryan Street - Photo 37](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4278575915r.jpg) ![44 N Ryan Street - Photo 38](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3150907602r.jpg) ![44 N Ryan Street - Photo 39](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f238757536r.jpg) ![44 N Ryan Street - Photo 40](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3260224687r.jpg) ![44 N Ryan Street - Photo 41](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3419643008r.jpg) ![44 N Ryan Street - Photo 42](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1519653296r.jpg) ![44 N Ryan Street - Photo 43](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3146695933r.jpg) ![44 N Ryan Street - Photo 44](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f12565754r.jpg) ![44 N Ryan Street - Photo 45](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3222303706r.jpg) ![44 N Ryan Street - Photo 46](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2220877116r.jpg) ![44 N Ryan Street - Photo 47](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2973780645r.jpg) ![44 N Ryan Street - Photo 48](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4267518965r.jpg) ![44 N Ryan Street - Photo 49](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3203446361r.jpg) ![44 N Ryan Street - Photo 50](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3809830047r.jpg) ![44 N Ryan Street - Photo 51](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3795905245r.jpg) ![44 N Ryan Street - Photo 52](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1654556298r.jpg) ![44 N Ryan Street - Photo 53](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f551352330r.jpg) ![44 N Ryan Street - Photo 54](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f577984334r.jpg) ![44 N Ryan Street - Photo 55](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1641374521r.jpg) ![44 N Ryan Street - Photo 56](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2422774242r.jpg) ![44 N Ryan Street - Photo 57](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3794311553r.jpg) ![44 N Ryan Street - Photo 58](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f2462856595r.jpg) ![44 N Ryan Street - Photo 59](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3126769774r.jpg) ![44 N Ryan Street - Photo 60](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f4071681853r.jpg) ![44 N Ryan Street - Photo 61](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f382286374r.jpg) ![44 N Ryan Street - Photo 62](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f1290525688r.jpg) ![44 N Ryan Street - Photo 63](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3239963597r.jpg) ![44 N Ryan Street - Photo 64](http://lh.rdcpix.com/505736416b02800dd2bd08b975c7d56al-f3276156423r.jpg) --- **MLS#:** 1004180 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/44-n-ryan-street-santa-rosa-beach-fl-32459-4aeef79ea4fa4cf3be2ea3473fcd56de) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/44-n-ryan-street-santa-rosa-beach-fl-32459-4aeef79ea4fa4cf3be2ea3473fcd56de#listing", "url": "https://www.propertysimple.ai/listing/44-n-ryan-street-santa-rosa-beach-fl-32459-4aeef79ea4fa4cf3be2ea3473fcd56de", "name": "44 N Ryan Street, Santa Rosa Beach, FL 32459", "description": "Enjoy coastal living in this turn-key 3-bedroom, 2.5-bath cottage located in the quiet, tree-lined community of Summer's Edge on Scenic 30A. 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