Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom townhouse at 44 Tierra Montanosa in Rancho Santa Margarita, CA is listed for $939,000 ($631 per sqft). Built in 1996, the home offers 1,487 sqft of living space on a 0.68 acres lot.

Agent Description

** Sellers are highly motivated ** " Home insurance is covered by HOA. " This upgraded Rancho Santa Margarita home features a downstairs in-law suite with a full bath, along with " 3 bedrooms and 3 full bathrooms " in a quiet, tree-lined community with Saddleback Mountain views. The open layout offers high ceilings, abundant natural light, and luxury vinyl plank flooring throughout, with updated lighting and a refreshed fireplace.

The remodeled kitchen includes updated cabinetry, new countertops and backsplash, upgraded fixtures, and quality appliances. Upstairs are two en-suite bedrooms, including a spacious primary suite with a custom walk-in closet, dual vanity, smart mirrors, barn door detail, and a rain shower.

Recent improvements include newer HVAC and water heater, whole-house water filtration with reverse osmosis, paid smart security system, EV charger, garage upgrades, and fresh interior paint. The HOA has recently replaced the roof and sealed the skylight.

Enjoy a private patio, resort-style amenities nearby, a two-car garage, guest parking, top-rated schools, and no Mello-Roos.

Key Features

  • Built in 1996
  • 0.68 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
3 full
2 spaces
1996

Amenities

EV ChargerView

Monthly Cost Estimate

$5,022/mo

20% down · 6.5% · 30 years

Principal$679
Interest$4,069
Insurance$274

Estimates only. Actual payments may vary.

Location

44 Tierra Montanosa

Rancho Santa Margarita, CA 92688

Tierra Montanosa (TIEM)

Features & Amenities

Interior Features

High CeilingsLiving Room BalconyLiving Room Deck AttachedOpen Floorplan

Exterior Features

Community Features Included: Dog ParkStreet LightsStorm DrainsSidewalksPark

Property Details

Flooring

LaminateWood

Views

CanyonMountain

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

MicrowaveOven - GasRefrigeratorWater - PurifierWater - Softener

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 44 Tierra Montanosa is listed at $939,000 ($631/sqft). The estimated monthly payment is $4,069 based on 20% down at 6.5% interest.

Key features include: Built in 1996, 0.68 acre lot, 2 stories, 2 parking spaces. Interior Features: High Ceilings, Living Room Balcony, Living Room Deck Attached. Exterior Features: Community Features Included: Dog Park, Street Lights, Storm Drains.

This property is listed by Michael Pajouhesh and can be reached at 9498365030 or Mpajo101@Gmail.com.

MP

Michael Pajouhesh

Agent at HomeSmart, Evergreen Realty

(949) 836-5030

Listed by HomeSmart, Evergreen Realty · View on Broker Site

MLS# OC26013071· Source: listhub· Updated 124 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

44 Tierra Montanosa, Rancho Santa Margarita, CA 92688

Open this listing in: