About This Home

This 4-bedroom, 3-bathroom single family at 44 Union Street in Oneonta, NY is listed for $399,000 ($174 per sqft). Built in 1930, the home offers 2,293 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1930
  • 0.13 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
1930

Amenities

FireplaceHardwoodA/C
Listing Description

Classic Tudor style meets a fantastic location in this charming Oneonta home, tucked along a quiet street next to the park and just minutes from everything downtown has to offer. From the moment you step inside, you'll appreciate the character, hardwood floors throughout, and spacious, functional floor plan, beginning with a generous foyer that welcomes you into the home.

The first floor offers plenty of flexibility, including a half bath and a room currently used as an office that could easily serve as a first-floor bedroom. The bright and spacious living room is filled with natural light and opens to an additional living space featuring built-ins and French doors leading to a paver patio and sweet backyard.

The kitchen has been beautifully remodeled from top to bottom, and the adjoining dining area also offers direct access to the patio, making indoor and outdoor living easy. Upstairs you'll find three bedrooms and a full bathroom. The primary bedroom overlooks the backyard and features a walk-in closet and its own full bathroom.

A hallway within the primary suite also conveniently houses the washer and dryer. The basement provides plenty of storage along with the home's mechanicals and a finished bonus room ready to fit your needs. Create an entertainment space, home gym, hobby room, playroom, or something entirely your own.

Outside, enjoy the manageable backyard and paver patio, along with a paved driveway and two-car garage. With its classic character, beautiful hardwood floors, thoughtful updates, flexible living spaces, and a location that puts the park and downtown Oneonta within easy reach, this home has so much to offer!

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

44 Union Street

Oneonta, NY 13820

Features & Amenities

Interior Features

EntranceFoyerEatInKitchenPullDownAtticStairs

Exterior Features

BlacktopDrivewayFencePatio

Property Details

Flooring

HardwoodVariesTile

Construction

AtticCrawlHatchwaysInsulated WoodSiding

Outdoor Features

Patio

Parking

Garage

Heating

Electric (Heating)BaseboardNatural GasDuctless (Heating)

Cooling

Ductless

Appliances

DryerDishwasherElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 44 Union Street is listed at $399,000 ($174/sqft). The estimated monthly payment is $2,134 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.13 acre lot, 2 stories, Fireplace. Interior Features: EntranceFoyer, EatInKitchen, PullDownAtticStairs. Exterior Features: BlacktopDriveway, Fence, Patio.

This property is listed by Caleb Moser.

CM

Caleb Moser

License 10401403554

Agent at Keller Williams Upstate New York Properties

Listed by Keller Williams Upstate New York Properties · Broker phone: (607) 431-2540 · View on Broker Site · Broker website

MLS# R1709325· Source: New York State Alliance of MLSs, LLC· 58 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

44 Union Street, Oneonta, NY 13820

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