# 44 Union Street, Oneonta, NY 13820 > **TL;DR:** 4bd/3ba single family, $399,000 ($174/sqft), built 1930, 2,293 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $2,134/mo. Listed 61 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,000 | | Price/sqft | $174 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,293 | | Year Built | 1930 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 61 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,018 | | Estimated Insurance | $116 | | **Total** | **$2,134** | ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1930 - 0.13 acre lot - 2 stories - Fireplace ## Description ### Agent Description Classic Tudor style meets a fantastic location in this charming Oneonta home, tucked along a quiet street next to the park and just minutes from everything downtown has to offer. From the moment you step inside, you'll appreciate the character, hardwood floors throughout, and spacious, functional floor plan, beginning with a generous foyer that welcomes you into the home. The first floor offers plenty of flexibility, including a half bath and a room currently used as an office that could easily serve as a first-floor bedroom. The bright and spacious living room is filled with natural light and opens to an additional living space featuring built-ins and French doors leading to a paver patio and sweet backyard. The kitchen has been beautifully remodeled from top to bottom, and the adjoining dining area also offers direct access to the patio, making indoor and outdoor living easy. Upstairs you'll find three bedrooms and a full bathroom. The primary bedroom overlooks the backyard and features a walk-in closet and its own full bathroom. A hallway within the primary suite also conveniently houses the washer and dryer. The basement provides plenty of storage along with the home's mechanicals and a finished bonus room ready to fit your needs. Create an entertainment space, home gym, hobby room, playroom, or something entirely your own. Outside, enjoy the manageable backyard and paver patio, along with a paved driveway and two-car garage. With its classic character, beautiful hardwood floors, thoughtful updates, flexible living spaces, and a location that puts the park and downtown Oneonta within easy reach, this home has so much to offer! ## Location - **Address:** 44 Union Street, Oneonta, NY 13820 - **County:** Otsego - **Coordinates:** 42.464316, -75.056528 - **Google Maps:** https://www.google.com/maps?q=42.464316,-75.056528 ## Listing Agent - **Name:** Caleb Moser · **License:** 10401403554 - **Brokerage:** Keller Williams Upstate New York Properties - **Broker Phone:** (607) 431-2540 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/44-Union-St_Oneonta_NY_13820_M38393-14874?f=listhub&s=BNARNY&m=R1709325&c=propsimple) ## Photos ![44 Union Street - Photo 1](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f271995381r.jpg) ![44 Union Street - Photo 2](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2938948833r.jpg) ![44 Union Street - Photo 3](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3294977985r.jpg) ![44 Union Street - Photo 4](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f15788774r.jpg) ![44 Union Street - Photo 5](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1657521505r.jpg) ![44 Union Street - Photo 6](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1275173015r.jpg) ![44 Union Street - Photo 7](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1624111553r.jpg) ![44 Union Street - Photo 8](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1168569957r.jpg) ![44 Union Street - Photo 9](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2977298653r.jpg) ![44 Union Street - Photo 10](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f224828272r.jpg) ![44 Union Street - Photo 11](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2963979382r.jpg) ![44 Union Street - Photo 12](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1312835841r.jpg) ![44 Union Street - Photo 13](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2339687827r.jpg) ![44 Union Street - Photo 14](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1503354219r.jpg) ![44 Union Street - Photo 15](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3813903984r.jpg) ![44 Union Street - Photo 16](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3260853284r.jpg) ![44 Union Street - Photo 17](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1761596666r.jpg) ![44 Union Street - Photo 18](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f4217147195r.jpg) ![44 Union Street - Photo 19](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f837370828r.jpg) ![44 Union Street - Photo 20](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f291302188r.jpg) ![44 Union Street - Photo 21](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2292862642r.jpg) ![44 Union Street - Photo 22](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3236957933r.jpg) ![44 Union Street - Photo 23](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f4039233194r.jpg) ![44 Union Street - Photo 24](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2609655077r.jpg) ![44 Union Street - Photo 25](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1662067275r.jpg) ![44 Union Street - Photo 26](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3926229378r.jpg) ![44 Union Street - Photo 27](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3999809946r.jpg) ![44 Union Street - Photo 28](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2240883798r.jpg) ![44 Union Street - Photo 29](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2523041339r.jpg) ![44 Union Street - Photo 30](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1666558797r.jpg) ![44 Union Street - Photo 31](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3100936813r.jpg) ![44 Union Street - Photo 32](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f976049425r.jpg) ![44 Union Street - Photo 33](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f4136210487r.jpg) ![44 Union Street - Photo 34](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f1088425991r.jpg) ![44 Union Street - Photo 35](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f655974112r.jpg) ![44 Union Street - Photo 36](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2972457897r.jpg) ![44 Union Street - Photo 37](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f3321432387r.jpg) ![44 Union Street - Photo 38](http://lh.rdcpix.com/f4e32c2053e1a35ab838dc178ea3b3f1l-f2199313464r.jpg) --- **MLS#:** R1709325 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/44-union-street-oneonta-ny-13820-f2ababd4e8e4423da323ded28e489e17) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/44-union-street-oneonta-ny-13820-f2ababd4e8e4423da323ded28e489e17#listing", "url": "https://www.propertysimple.ai/listing/44-union-street-oneonta-ny-13820-f2ababd4e8e4423da323ded28e489e17", "name": "44 Union Street, Oneonta, NY 13820", "description": "Classic Tudor style meets a fantastic location in this charming Oneonta home, tucked along a quiet street next to the park and just minutes from everything downtown has to offer. 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