# 440 89TH Avenue, Saint Pete Beach, FL 33706

> **TL;DR:** 3bd/2ba single family, $509,000 ($402/sqft), built 1956, 1,266 sqft.
> A/C, 1-car garage. Est. $2,722/mo. Listed 53 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $509,000 |
| Price/sqft | $402 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,266 |
| Year Built | 1956 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 53 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,574 |
| Estimated Insurance | $148 |
| **Total** | **$2,722** |

## Nearby Schools

- **Elementary:** Azalea Elementary-PN
- **Middle:** Azalea Middle-PN
- **High:** Boca Ciega High-PN

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1956
- 0.16 acre lot

## Description

### Agent Description
One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida's most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier's approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John's Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

## Location

- **Address:** 440 89TH Avenue, Saint Pete Beach, FL 33706
- **County:** Pinellas
- **Neighborhood:** ST PETERSBURG BEACH NORTH UNIT 8
- **Coordinates:** 27.751453, -82.757625
- **Google Maps:** https://www.google.com/maps?q=27.751453,-82.757625

## Virtual Tour & Media

- **Video Tour:** https://listings.textured.media/sites/rjpzkgnp/unbranded

## Listing Agent

- **Name:** Sandra Munoz
- **Brokerage:** Charles Rutenberg Realty, Inc
- **Phone:** 6562043498
- **Broker Phone:** (727) 538-9200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/440-89th-Ave_St-Pete-Beach_FL_33706_M68598-91776?f=listhub&s=MFRMLSFL&m=TB8537114&c=propsimple)

## Photos

![440 89TH Avenue - Photo 1](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3532642207r.jpg)

![440 89TH Avenue - Photo 2](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f989230647r.jpg)

![440 89TH Avenue - Photo 3](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2511802171r.jpg)

![440 89TH Avenue - Photo 4](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3922040496r.jpg)

![440 89TH Avenue - Photo 5](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f356572174r.jpg)

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![440 89TH Avenue - Photo 13](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1240191128r.jpg)

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![440 89TH Avenue - Photo 27](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f394465803r.jpg)

![440 89TH Avenue - Photo 28](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1750105303r.jpg)

![440 89TH Avenue - Photo 29](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2679886007r.jpg)

![440 89TH Avenue - Photo 30](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2091395250r.jpg)

![440 89TH Avenue - Photo 31](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1470085913r.jpg)

![440 89TH Avenue - Photo 32](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1470137975r.jpg)

![440 89TH Avenue - Photo 33](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2422290765r.jpg)

![440 89TH Avenue - Photo 34](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1466597019r.jpg)

![440 89TH Avenue - Photo 35](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f856629704r.jpg)

![440 89TH Avenue - Photo 36](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3050759969r.jpg)

![440 89TH Avenue - Photo 37](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3177809841r.jpg)

![440 89TH Avenue - Photo 38](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2008348071r.jpg)

![440 89TH Avenue - Photo 39](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f650477839r.jpg)

![440 89TH Avenue - Photo 40](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1610045695r.jpg)

![440 89TH Avenue - Photo 41](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1073367631r.jpg)

![440 89TH Avenue - Photo 42](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2359285687r.jpg)

![440 89TH Avenue - Photo 43](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f4239749600r.jpg)

![440 89TH Avenue - Photo 44](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f4071281874r.jpg)

![440 89TH Avenue - Photo 45](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1262576211r.jpg)

![440 89TH Avenue - Photo 46](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f2981026948r.jpg)

![440 89TH Avenue - Photo 47](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1458209817r.jpg)

![440 89TH Avenue - Photo 48](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1832566934r.jpg)

![440 89TH Avenue - Photo 49](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f377441724r.jpg)

![440 89TH Avenue - Photo 50](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1995186307r.jpg)

![440 89TH Avenue - Photo 51](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3073852315r.jpg)

![440 89TH Avenue - Photo 52](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f1879565897r.jpg)

![440 89TH Avenue - Photo 53](http://lh.rdcpix.com/022a717cbcf16af9c3d776affdb718c5l-f3990773957r.jpg)

---

**MLS#:** TB8537114 | **Updated:** 2026-09-29
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/440-89th-avenue-st-pete-beach-fl-33706-b8537114)

---

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