About This Home

This 0-bedroom, 0-bathroom multi-family at 440 Main Street in Ramona, CA is listed for $625,000. Built in 1945, on a 0.16 acres lot.

Key Features

  • Built in 1945
  • 0.16 acre lot

Property Details

1 story
1945

Amenities

A/C
Listing Description

Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access.

Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property's potential.

Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona's restaurants, shops, services, and local businesses.

Monthly Cost Estimate

$3,343/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182

Estimates only. Actual payments may vary.

Location

440 Main Street

Ramona, CA 92065

Property Details

Cooling

Wall/Window Unit(s)Window Unit(s)

Appliances

Electric Water HeaterMicrowaveRefrigeratorElectric RangeElectric Oven

Questions & Answers

This 0-bedroom, 0-bathroom multi-family at 440 Main Street is listed at $625,000. The estimated monthly payment is $3,342 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1945, 0.16 acre lot.

This property is listed by Sarah Dettmann and can be reached at 7608269818.

SD

Sarah Dettmann

License 02001764

Agent at Real Broker

(760) 826-9818

Listed by Real Broker · Broker phone: (619) 248-6434

MLS# NDP2607912· Source: California Regional Multiple Listing Service, Inc· 24 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

440 Main Street, Ramona, CA 92065

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