# 440 Main Street, Ramona, CA 92065

> **TL;DR:** multi-family, $625,000, built 1945.
> A/C. Est. $3,342/mo. Listed 33 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $625,000 |
| Year Built | 1945 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Stories | 1 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 33 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,160 |
| Estimated Insurance | $182 |
| **Total** | **$3,342** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1945
- 0.16 acre lot

## Description

### Agent Description
Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property's potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona's restaurants, shops, services, and local businesses.

## Location

- **Address:** 440 Main Street, Ramona, CA 92065
- **County:** San Diego
- **Coordinates:** 33.046332, -116.859804
- **Google Maps:** https://www.google.com/maps?q=33.046332,-116.859804

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/crmls/NDP2607912

## Listing Agent

- **Name:** Sarah Dettmann · **License:** 02001764
- **Brokerage:** Real Broker
- **Phone:** 7608269818
- **Broker Phone:** (619) 248-6434

## Photos

![440 Main Street - Photo 1](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f207449471r.jpg)

![440 Main Street - Photo 2](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f3280066992r.jpg)

![440 Main Street - Photo 3](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f4149158651r.jpg)

![440 Main Street - Photo 4](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2153738460r.jpg)

![440 Main Street - Photo 5](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f171181698r.jpg)

![440 Main Street - Photo 6](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f684691755r.jpg)

![440 Main Street - Photo 7](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2385403103r.jpg)

![440 Main Street - Photo 8](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2654037648r.jpg)

![440 Main Street - Photo 9](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2498721832r.jpg)

![440 Main Street - Photo 10](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f918532172r.jpg)

![440 Main Street - Photo 11](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f582368968r.jpg)

![440 Main Street - Photo 12](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f4190029245r.jpg)

![440 Main Street - Photo 13](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2723458545r.jpg)

![440 Main Street - Photo 14](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f1618044066r.jpg)

![440 Main Street - Photo 15](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f3027727250r.jpg)

![440 Main Street - Photo 16](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f1729168965r.jpg)

![440 Main Street - Photo 17](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f172394289r.jpg)

![440 Main Street - Photo 18](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f896828122r.jpg)

![440 Main Street - Photo 19](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2882832859r.jpg)

![440 Main Street - Photo 20](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2970132065r.jpg)

![440 Main Street - Photo 21](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f1310634859r.jpg)

![440 Main Street - Photo 22](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f2138654585r.jpg)

![440 Main Street - Photo 23](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f3485086234r.jpg)

![440 Main Street - Photo 24](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f4241775343r.jpg)

![440 Main Street - Photo 25](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f841616794r.jpg)

![440 Main Street - Photo 26](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f12541373r.jpg)

![440 Main Street - Photo 27](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f3024197879r.jpg)

![440 Main Street - Photo 28](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f232199614r.jpg)

![440 Main Street - Photo 29](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f1778070091r.jpg)

![440 Main Street - Photo 30](http://lh.rdcpix.com/16eeb0f6419774e56e87b5f02fca1e19l-f1352384831r.jpg)

---

**MLS#:** NDP2607912 | **Updated:** 2026-09-22
**Source:** listhub

*Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/440-main-street-ramona-ca-92065-p2607912)

---

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