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About This Home
This 5-bedroom, 3-bathroom single family at 440 OLIVE CONCH STREET in Ruskin, FL is listed for $435,000 ($172 per sqft). Built in 2020, the home offers 2,522 sqft of living space on a 0.11 acres lot.
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)
Key Features
- Built in 2020
- 0.11 acre lot
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$2,326/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
440 OLIVE CONCH STREET
Ruskin, FL 33570
SHELL COVE PH 1
Features & Amenities
Interior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 5-bedroom, 3-bathroom single family at 440 OLIVE CONCH STREET is listed at $435,000 ($172/sqft). The estimated monthly payment is $1,885 based on 20% down at 6.5% interest.
Key features include: Built in 2020, 0.11 acre lot, Waterfront. Interior Features: Crown Molding, Stone Counters, Walk-in Closet(s).
This property is listed by Charles Delarosa and can be reached at 8137083937 or charlesd18@hotmail.com.







