About This Home

This 3-bedroom, 2-bathroom single family at 440 Sandy Cay Drive in Miramar Beach, FL is listed for $895,000 ($578 per sqft). Built in 2004, the home offers 1,548 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 2004
  • 0.13 acre lot
  • 4 parking spaces

Property Details

1 story
2 full
2-car garage
2004

Amenities

A/C
Listing Description

Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home.

This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house.

It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market.

Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.

Monthly Cost Estimate

$6,147/mo

20% down · 6.5% · 30 years

Principal$647
Interest$3,878
Insurance$261
HOA$1,360

Estimates only. Actual payments may vary.

Location

440 Sandy Cay Drive

Miramar Beach, FL 32550

PARADISE RETREAT

Features & Amenities

Interior Features

Breakfast BarCeiling VaultedNewly PaintedPantrySplit Bedroom

Exterior Features

Rain GutterLawn PumpSprinkler System

Property Details

Flooring

Vinyl

Construction

Brick Frame

Outdoor Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveOven Self CleaningRange HoodRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 440 Sandy Cay Drive is listed at $895,000 ($578/sqft). The estimated monthly payment is $6,147 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1360/month.

Key features include: Built in 2004, 0.13 acre lot, 4 parking spaces. Interior Features: Breakfast Bar, Ceiling Vaulted, Newly Painted. Exterior Features: Rain Gutter, Lawn Pump, Sprinkler System.

This property is listed by Debra A Fraser.

DF

Debra A Fraser

License 3454090

Agent at Vantrease Properties IV LLC, dba RE/MAX BY THE SEA

Listed by Vantrease Properties IV LLC, dba RE/MAX BY THE SEA · Broker phone: (423) 708-4628 · View on Broker Site

MLS# 1006957· Source: Emerald Coast Association of Realtors· 116 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

440 Sandy Cay Drive, Miramar Beach, FL 32550

Open this listing in: