# 4402 HIGHWAY 2321, Panama City, FL 32404

> **TL;DR:** land, $1,980,000.
> Waterfront. Est. $10,590/mo. Listed 3192 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,980,000 |
| Lot Size | 2,025,540 sqft (46.50 acres) |
| Property Type | Land (Other) |
| Status | Pending |
| Days on Market | 3192 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $10,012 |
| Estimated Insurance | $578 |
| **Total** | **$10,590** |

## Nearby Schools

- **Elementary:** Deer Point
- **Middle:** Merritt Brown
- **High:** Mosley

## Key Amenities

- Waterfront

## Property Highlights

- 46.50 acre lot
- Waterfront

## Description

### Agent Description
Excellent 46.5 Acre Residential North Bay Waterfront Development Opportunity with almost 3/4 of a mile of pristine shoreline on North Bay and McKitchen's Bayou. This site is noted as Site 2 on the property aerial and part of a fragmented parcel consisting of 76.6 acres (Bay County Parcel Number 08671-000-000). Zoned Agriculture/Timberland (AG-2) in Unincorporated Bay County, rezoning & access to municipal water & sewer would require annexation into the City of Lynn Haven. Additional vacant waterfront and interior land parcels available from .84 acres to 130 acres along the Highway 2321 corridor in the Deer Point Lake and North Bay area. This property is west and adjacent to the Mill Bayou Residential Mixed Use Development and the new approved 97.8 acre Lynn Haven Bayou Park & Preserve.

## Location

- **Address:** 4402 HIGHWAY 2321, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.263847, -85.60181
- **Google Maps:** https://www.google.com/maps?q=30.263847,-85.60181

## Listing Agent

- **Name:** Charlie B Haas · **License:** 3021473
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4402-Highway-2321_Panama-City_FL_32404_M63435-75075?f=listhub&s=BCARFL&m=667659&c=propsimple)

## Photos

![4402 HIGHWAY 2321 - Photo 1](http://lh.rdcpix.com/c8fc373be28358dd846b0701ffca53c4l-f1181967401r.jpg)

![4402 HIGHWAY 2321 - Photo 2](http://lh.rdcpix.com/c8fc373be28358dd846b0701ffca53c4l-f3345405337r.jpg)

![4402 HIGHWAY 2321 - Photo 3](http://lh.rdcpix.com/c8fc373be28358dd846b0701ffca53c4l-f4061760301r.jpg)

---

**MLS#:** 667659 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4402-highway-2321-panama-city-fl-32404-1c7a947b63bb4be2be11eb91082f511d)

---

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