# 4403 Bluewater Drive, Panama City, FL 32404 > **TL;DR:** 3bd/3ba single family, $579,000 ($256/sqft), built 1979, 2,263 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,097/mo. Listed 227 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $579,000 | | Price/sqft | $256 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,263 | | Year Built | 1979 | | Lot Size | 35,719 sqft (0.82 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 227 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,928 | | Estimated Insurance | $169 | | **Total** | **$3,097** | ## Nearby Schools - **Elementary:** Deer Point - **Middle:** Merritt Brown - **High:** Mosley ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1979 - 0.82 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: - Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. - Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! - Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself ## Location - **Address:** 4403 Bluewater Drive, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Deerpoint Estates - **Coordinates:** 30.283355, -85.589201 - **Google Maps:** https://www.google.com/maps?q=30.283355,-85.589201 ## Listing Agent - **Name:** Jessica J Albritton · **License:** 0706690 - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4403-Bluewater-Dr_Panama-City_FL_32404_M55972-31705?f=listhub&s=BCARFL&m=786925&c=propsimple) ## Photos ![4403 Bluewater Drive - Photo 1](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f783914903r.jpg) ![4403 Bluewater Drive - Photo 2](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f1578867305r.jpg) ![4403 Bluewater Drive - Photo 3](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f3156482339r.jpg) ![4403 Bluewater Drive - Photo 4](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f232679753r.jpg) ![4403 Bluewater Drive - 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Photo 65](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f1588173011r.jpg) ![4403 Bluewater Drive - Photo 66](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f4271417621r.jpg) ![4403 Bluewater Drive - Photo 67](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f740245926r.jpg) ![4403 Bluewater Drive - Photo 68](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f555955788r.jpg) ![4403 Bluewater Drive - Photo 69](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f3896804748r.jpg) ![4403 Bluewater Drive - Photo 70](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f1907452519r.jpg) ![4403 Bluewater Drive - Photo 71](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f37427722r.jpg) ![4403 Bluewater Drive - Photo 72](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f3526440909r.jpg) ![4403 Bluewater Drive - Photo 73](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f37427722r.jpg) ![4403 Bluewater Drive - Photo 74](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f3163046667r.jpg) ![4403 Bluewater Drive - Photo 75](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f1046621048r.jpg) ![4403 Bluewater Drive - Photo 76](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f1928301788r.jpg) ![4403 Bluewater Drive - Photo 77](http://lh.rdcpix.com/7f2969e4d3e08ffb1d25a2951c562cbfl-f3580194232r.jpg) --- **MLS#:** 786925 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4403-bluewater-drive-panama-city-fl-32404-e5db5a820a4e4524985b343509a749f4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4403-bluewater-drive-panama-city-fl-32404-e5db5a820a4e4524985b343509a749f4#listing", "url": "https://www.propertysimple.ai/listing/4403-bluewater-drive-panama-city-fl-32404-e5db5a820a4e4524985b343509a749f4", "name": "4403 Bluewater Drive, Panama City, FL 32404", "description": "Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: - Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. - Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! - Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! 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