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About This Home

This 3-bedroom, 3-bathroom single family at 4403 Bluewater Drive in Panama City, FL is listed for $579,000 ($256 per sqft). Built in 1979, the home offers 2,263 sqft of living space on a 0.82 acres lot.

Agent Description

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade!

Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area.

Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation.

Remodeled to perfection, you can move in with a zero ''to-do'' list: - Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. - Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens...

This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! - Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views.

The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County.

Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231.

And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

Key Features

  • Built in 1979
  • 0.82 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1979

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$3,097/mo

20% down · 6.5% · 30 years

Principal$419
Interest$2,509
Insurance$169

Estimates only. Actual payments may vary.

Location

4403 Bluewater Drive

Panama City, FL 32404

Deerpoint Estates

Features & Amenities

Interior Features

InteriorSteps

Exterior Features

DockPatioFirePitRainGutters

Property Details

Construction

Brick BrickVeneer VinylSiding WoodFrame

Views

Lake

Pool Features

Patio

Parking

OpenGarage

Heating

CentralElectric (Heating)Fireplace(s)

Cooling

Ceiling Fan(s)Multi UnitsZonedCentral Air

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4403 Bluewater Drive is listed at $579,000 ($256/sqft). The estimated monthly payment is $2,509 based on 20% down at 6.5% interest.

Key features include: Built in 1979, 0.82 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: InteriorSteps. Exterior Features: Dock, Patio, FirePit.

This property is listed by Jessica J Albritton and can be reached at 8502584766 or jjalbritton@gmail.com.

JA

Jessica J Albritton

Agent at Beachy Beach Real Estate

(850) 258-4766

Listed by Beachy Beach Real Estate · View on Broker Site

MLS# 786925· Source: listhub· Updated 76 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4403 Bluewater Drive, Panama City, FL 32404

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