About This Home

This 3-bedroom, 3-bathroom single family at 4405 De Len Drive in Panama City, FL is listed for $699,000 ($272 per sqft). Built in 1997, the home offers 2,571 sqft of living space on a 2.66 acres lot.

Key Features

  • Built in 1997
  • 2.66 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
4-car garage
1997

Amenities

FireplaceWaterfrontViewA/CRV Parking
Listing Description

OPEN HOUSE SATURDAY OCT 17 - 1 to 3 PM. PRICE REDUCED TO $699,000. This exceptional home sits on 2.66 acres of direct Deerpoint Lake frontage in Bay County, Florida. Updated in 2017 and in excellent condition, it offers a rare combination of modern finishes, serious outdoor entertaining space, a detached garage, and a private boat dock.

The paved circle driveway with tall covered parking accommodates a boat, RV, or extra vehicles with ease. Brick construction and vinyl trim keep maintenance minimal -- a detail you'll appreciate before you even step inside. Inside, high ceilings and quality ceramic plank flooring set the tone throughout.

A formal dining room and ornate dry bar anchor the open floor plan, which flows naturally into a family room and adjacent sitting area centered around a large wood-burning fireplace -- both overlooking the incredible outdoor entertainment area beyond.

The peninsula kitchen is clean and modern: granite countertops, stainless appliances, and a Jenn-Air cooktop with built-in oven and convection microwave. The primary suite was fully enhanced in 2017 with an additional dedicated A/C unit, dual vanities, a tile rain shower, an alcove soaking tub, and a private toilet and bidet.

The 2017 renovation also created a second primary bedroom -- a generous 12x22 with twin closets and its own bathroom. A Maytag washer and dryer convey with the home. The finished, oversized attached double garage connects directly to the kitchen for everyday convenience.

Outside, the east side of the property remains wooded for privacy. A 24 x30 detached garage with high ceilings, LED lighting, and ceiling fans has been built out as a serious workshop -- wired with multiple 220V circuits for an RV connection, compressor, or welder.

Paver parking extends along two sides. Behind the home, a 45x52 paver entertainment area features a built-in brick and stainless grill and a large stone fire pit. An electrical stub-out and outdoor shower are already in place for a future pool. Down at the water, a private dock and covered 16x20 boathouse await.

The property runs on a 4-inch well with a dedicated well house and filtration system serving the home and two irrigation zones. Septic and drain field eliminate city water and sewer costs entirely. No HOA. Flood Zone X -- no flood insurance required.

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

4405 De Len Drive

Panama City, FL 32404

Deerwood

Features & Amenities

Interior Features

BidetDoubleVanityMainLevelPrimarySoakingTubSeparateShowerWalkInClosets

Exterior Features

BarbecueDockPatioFirePit

Property Details

Construction

Brick VinylSiding

Views

LakeWater

Outdoor Features

Patio

Parking

GarageRVOpen

Heating

CentralFireplace(s)

Cooling

ZonedCentral AirCeiling Fan(s)

Appliances

DownDraftElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4405 De Len Drive is listed at $699,000 ($272/sqft). The estimated monthly payment is $3,739 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 2.66 acre lot, Fireplace, Waterfront. Interior Features: Bidet, DoubleVanity, MainLevelPrimary. Exterior Features: Barbecue, Dock, Patio.

This property is listed by Bob L Douglas.

BD

Bob L Douglas

License Bk 3148511

Agent at True Coastal Realty, PLLC

Listed by True Coastal Realty, PLLC · Broker phone: (850) 596-4714 · View on Broker Site · Broker website

MLS# 789751· Source: Central Panhandle Association of REALTORS· 167 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4405 De Len Drive, Panama City, FL 32404

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