Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 0-bedroom, 0-bathroom commercial at 4423 W HIGHWAY 98 in Panama City, FL is listed for $2,000,000. on a 1.68 acres lot.

Agent Description

Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach.

In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing for multiple uses including, but not limited to, hotel/motel, multi-family, condominium, restaurant, retail, mixed-use, office, etc.

Key Features

  • 1.68 acre lot

Monthly Cost Estimate

$10,696/mo

20% down · 6.5% · 30 years

Principal$1,446
Interest$8,667
Insurance$583

Estimates only. Actual payments may vary.

Location

4423 W HIGHWAY 98

Panama City, FL 32401

No Named Subdivision

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 4423 W HIGHWAY 98 is listed at $2,000,000. The estimated monthly payment is $8,667 based on 20% down at 6.5% interest.

Key features include: 1.68 acre lot.

This property is listed by Chris S McCall and can be reached at 8508149889 or chris1@countsrealestate.com.

CM

Chris S McCall

Agent at Counts Real Estate Group Inc

(850) 814-9889

Listed by Counts Real Estate Group Inc · View on Broker Site

MLS# 665663· Source: listhub· Updated 3104 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4423 W HIGHWAY 98, Panama City, FL 32401

Open this listing in: