About This Home

This 0-bedroom, 0-bathroom commercial at 4423 W HIGHWAY 98 in Panama City, FL is listed for $2,000,000. on a 1.68 acres lot.

Key Features

  • 1.68 acre lot
Listing Description

Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach.

In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing for multiple uses including, but not limited to, hotel/motel, multi-family, condominium, restaurant, retail, mixed-use, office, etc.

Monthly Cost Estimate

$10,696/mo

20% down · 6.5% · 30 years

Principal$1,446
Interest$8,667
Insurance$583

Estimates only. Actual payments may vary.

Location

4423 W HIGHWAY 98

Panama City, FL 32401

No Named Subdivision

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 4423 W HIGHWAY 98 is listed at $2,000,000. The estimated monthly payment is $10,696 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 1.68 acre lot.

This property is listed by Chris S McCall.

CM

Chris S McCall

License 0666647

Agent at Counts Real Estate Group Inc

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · Broker website

MLS# 665663· Source: Central Panhandle Association of REALTORS· 3254 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4423 W HIGHWAY 98, Panama City, FL 32401

Open this listing in: