# 4423 W HIGHWAY 98, Panama City, FL 32401

> **TL;DR:** commercial, $2,000,000. Est. $8,667/mo. Listed 3104 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,000,000 |
| Lot Size | 73,181 sqft (1.68 acres) |
| Property Type | Commercial (Other) |
| Status | For Sale |
| Days on Market | 3104 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $8,667 |
| **Total** | **$8,667** |

## Property Highlights

- 1.68 acre lot

## Description

### Agent Description
Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing for multiple uses including, but not limited to, hotel/motel, multi-family, condominium, restaurant, retail, mixed-use, office, etc.

## Location

- **Address:** 4423 W HIGHWAY 98, Panama City, FL 32401
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.179902, -85.718436
- **Google Maps:** https://www.google.com/maps?q=30.179902,-85.718436

## Listing Agent

- **Name:** Chris S McCall
- **Brokerage:** Counts Real Estate Group Inc
- **Phone:** 8508149889
- **Email:** chris1@countsrealestate.com

## Primary Photo

![4423 W HIGHWAY 98 - Primary Photo](http://lh.rdcpix.com/3d0ea47ab90dd9244c7a3954b75c09a7l-f988324592r.jpg)

*15 total photos available on [listing page](https://www.propertysimple.com/listing/4423-w-highway-98-panama-city-fl-32401-l665663)*

---

**MLS#:** 665663 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/4423-w-highway-98-panama-city-fl-32401-l665663)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "4423 W HIGHWAY 98, Panama City, FL 32401",
  "description": "Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing f",
  "url": "https://www.propertysimple.com/listing/4423-w-highway-98-panama-city-fl-32401-l665663",
  "image": "http://lh.rdcpix.com/3d0ea47ab90dd9244c7a3954b75c09a7l-f988324592r.jpg",
  "datePosted": "2026-06-19",
  "price": 2000000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "4423 W HIGHWAY 98",
    "addressLocality": "Panama City",
    "addressRegion": "FL",
    "postalCode": "32401",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.179902,
    "longitude": -85.718436
  },
  "yearBuilt": null
}
```