About This Home

This land at 4423 W Highway 98 in Panama City, FL is listed for $2,000,000 (1.68 acres).

Key Features

  • 1.68 acre lot
  • Waterfront

Amenities

Waterfront
Listing Description

Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach.

In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the Pass to the Gulf of Mexico and Shell Island. The property is zoned GC-2 General Commercial, allowing for multiple uses including, but not limited to, hotel/motel, multi-family, condominium, restaurant, retail, mixed-use, office, etc.

Location

4423 W Highway 98

Panama City, FL 32401

Questions & Answers

This 0-bedroom, 0-bathroom land at 4423 W Highway 98 is listed at $2,000,000. The estimated monthly payment is $10,696 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 1.68 acre lot, Waterfront.

This property is listed by Christopher S McCall.

CM

Christopher S McCall

License 666647

Agent at Counts Real Estate Group, Inc

Listed by Counts Real Estate Group, Inc · Broker phone: (850) 231-1483 · View on Broker Site · Broker website

MLS# 909416· Source: Emerald Coast Association of Realtors· 3256 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4423 W Highway 98, Panama City, FL 32401

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