# 4425 Thomas Drive #309T, Panama City Beach, FL 32408 > **TL;DR:** 2bd/3ba condo, $595,000 ($529/sqft), built 1981, 1,124 sqft. > Waterfront. Est. $5,932/mo. Listed 33 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $595,000 | | Price/sqft | $529 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,124 | | Year Built | 1981 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 33 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,009 | | Estimated Insurance | $174 | | HOA | $2,749 | | **Total** | **$5,932** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront ## Property Highlights - Built in 1981 - Waterfront ## Description ### Agent Description Discover coastal living at its finest in this sought-after two-bedroom, two-and-a-half-bath townhouse at Moonspinner Condominiums in Panama City Beach. This beautifully positioned unit features two private balconies with breathtaking views overlooking the Gulf, creating the perfect setting for morning coffee, sunset cocktails, and unforgettable beach memories. Inside, the spacious townhouse layout offers comfortable living areas, well-appointed bedrooms, and the convenience of two full bathrooms plus a half bath. Located in one of Panama City Beach's most desirable condominium communities, Moonspinner provides easy access to the sugar-white sands and emerald waters of the Gulf. Enjoy being close to local attractions, entertainment, shopping, and some of the area's top restaurants, while still having a relaxing coastal retreat to return to. Whether you're searching for a vacation home, investment property, or personal beach getaway, this Gulf-view townhouse offers an exceptional opportunity in one of Panama City Beach's most sought-after locations. ## Location - **Address:** 4425 Thomas Drive #309T, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Moonspinner Apartments - **Coordinates:** 30.134566, -85.745852 - **Google Maps:** https://www.google.com/maps?q=30.134566,-85.745852 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=ZTrbUUjbqkE ## Listing Agent - **Name:** Eddie Tarter - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4425-Thomas-Dr-T309_Panama-City-Beach_FL_32408_M68130-78993?f=listhub&s=BCARFL&m=795959&c=propsimple) ## Photos ![4425 Thomas Drive #309T - Photo 1](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f4012170636r.jpg) ![4425 Thomas Drive #309T - Photo 2](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1933743116r.jpg) ![4425 Thomas Drive #309T - Photo 3](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f600127988r.jpg) ![4425 Thomas Drive #309T - Photo 4](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1423732672r.jpg) ![4425 Thomas Drive #309T - Photo 5](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f73956022r.jpg) ![4425 Thomas Drive #309T - Photo 6](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f309995985r.jpg) ![4425 Thomas Drive #309T - Photo 7](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1995357860r.jpg) ![4425 Thomas Drive #309T - Photo 8](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3889096285r.jpg) ![4425 Thomas Drive #309T - Photo 9](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f2404508813r.jpg) ![4425 Thomas Drive #309T - Photo 10](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1200607686r.jpg) ![4425 Thomas Drive #309T - Photo 11](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3820328855r.jpg) ![4425 Thomas Drive #309T - Photo 12](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3673855011r.jpg) ![4425 Thomas Drive #309T - Photo 13](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f628568463r.jpg) ![4425 Thomas Drive #309T - Photo 14](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3587661809r.jpg) ![4425 Thomas Drive #309T - Photo 15](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1511966675r.jpg) ![4425 Thomas Drive #309T - Photo 16](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f430898546r.jpg) ![4425 Thomas Drive #309T - Photo 17](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3574904309r.jpg) ![4425 Thomas Drive #309T - Photo 18](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1062639809r.jpg) ![4425 Thomas Drive #309T - Photo 19](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f2374705193r.jpg) ![4425 Thomas Drive #309T - Photo 20](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3126548677r.jpg) ![4425 Thomas Drive #309T - Photo 21](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f715895111r.jpg) ![4425 Thomas Drive #309T - Photo 22](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f4040515563r.jpg) ![4425 Thomas Drive #309T - Photo 23](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f2983886029r.jpg) ![4425 Thomas Drive #309T - Photo 24](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1761824902r.jpg) ![4425 Thomas Drive #309T - Photo 25](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1424471490r.jpg) ![4425 Thomas Drive #309T - Photo 26](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1355275891r.jpg) ![4425 Thomas Drive #309T - Photo 27](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f719387442r.jpg) ![4425 Thomas Drive #309T - Photo 28](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f37900406r.jpg) ![4425 Thomas Drive #309T - Photo 29](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3359814792r.jpg) ![4425 Thomas Drive #309T - Photo 30](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f2669500654r.jpg) ![4425 Thomas Drive #309T - Photo 31](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f2061428968r.jpg) ![4425 Thomas Drive #309T - Photo 32](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f1140636111r.jpg) ![4425 Thomas Drive #309T - Photo 33](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3175555742r.jpg) ![4425 Thomas Drive #309T - Photo 34](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3938158690r.jpg) ![4425 Thomas Drive #309T - Photo 35](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f3501712697r.jpg) ![4425 Thomas Drive #309T - Photo 36](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f453323106r.jpg) ![4425 Thomas Drive #309T - Photo 37](http://lh.rdcpix.com/59da7000432a3894402a5bd39631c577l-f6824994r.jpg) --- **MLS#:** 795959 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4425-thomas-drive-panama-city-beach-fl-32408-4a32b90e7cf84d29bee0d9dec11124d8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4425-thomas-drive-panama-city-beach-fl-32408-4a32b90e7cf84d29bee0d9dec11124d8#listing", "url": "https://www.propertysimple.ai/listing/4425-thomas-drive-panama-city-beach-fl-32408-4a32b90e7cf84d29bee0d9dec11124d8", "name": "4425 Thomas Drive #309T, Panama City Beach, FL 32408", "description": "Discover coastal living at its finest in this sought-after two-bedroom, two-and-a-half-bath townhouse at Moonspinner Condominiums in Panama City Beach. 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