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About This Home

This 4-bedroom, 4-bathroom single family at 443 Shelter Cove Drive in Santa Rosa Beach, FL is listed for $1,100,000 ($355 per sqft). Built in 2023, the home offers 3,100 sqft of living space on a 0.41 acres lot.

Agent Description

New Construction | 4 Bedrooms | Dual Primary Suites | No HOA | Near Choctawhatchee Bay. Rare opportunity to own a custom-built, new construction home with no HOA just steps from the scenic Choctawhatchee Bay. Situated on a spacious 41-acre homesite, this thoughtfully designed property offers the ideal blend of luxury, flexibility, and coastal lifestyle.

This 4-bedroom, 3.5+ bathroom home features two primary suites-one conveniently located on the main level and a second upstairs ensuite making it perfect for multi-generational living, guests, or maximizing rental potential. The open-concept living area is filled with natural light and flows seamlessly into a beautifully appointed chef's kitchen, c

omplete with quartz countertops, white shaker cabinetry, subway tile backsplash, custom range hood, and an oversized island--ideal for entertaining. The first-floor primary suite offers a private retreat with a spa-like bath, including a freestanding tub, separate tiled shower, dual vanities, and a large walk-in closet.

Upstairs, you'll find three additional bedrooms, including the second ensuite primary, plus an expansive 24x18 flex room--perfect for a media room, game room, home office, or additional living space. Enjoy peaceful mornings and sunset evenings from the upstairs balcony, where you can take in views of the bay and watch dolphins and local wildlife.

Additional highlights include a large walk-in pantry, well-designed laundry room with room for utility sink, luxury vinyl plank flooring, and high-end finishes throughout. With no HOA restrictions, ample space, and close proximity to boating, beaches, dining, and shopping, this home offers unmatched freedom and lifestyle in one of Santa Rosa Beach's most desirable areas.

Yes, there is room for a pool and your own personal backyard oasis. Schedule your private showing today and experience elevated coastal living without compromise.

Key Features

  • Built in 2023
  • 0.41 acre lot
  • 2 stories

Property Details

2 stories
3 full, 1 half
2023

Amenities

A/C

Monthly Cost Estimate

$5,883/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321

Estimates only. Actual payments may vary.

Location

443 Shelter Cove Drive

Santa Rosa Beach, FL 32459

SHELTER COVE ESTATES 2ND ADDN

Features & Amenities

Interior Features

Breakfast BarKitchen IslandLighting RecessedNewly PaintedPantrySplit BedroomWasher/Dryer Hookup

Exterior Features

BalconyLawn PumpSprinkler System

Property Details

Flooring

VinylTile

Construction

Frame Stucco

Pool Features

Porch

Parking

Garage

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveRange HoodRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWarranty ProvidedWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 443 Shelter Cove Drive is listed at $1,100,000 ($355/sqft). The estimated monthly payment is $4,767 based on 20% down at 6.5% interest.

Key features include: Built in 2023, 0.41 acre lot, 2 stories. Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed. Exterior Features: Balcony, Lawn Pump, Sprinkler System.

This property is listed by Dawn McKenna Group and can be reached at (850) 501-1545 or dmg30a@dawnmckennagroup.com.

DG

Dawn McKenna Group

Agent at Coldwell Banker Realty

(850) 501-1545

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 998443· Source: listhub· Updated 74 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

443 Shelter Cove Drive, Santa Rosa Beach, FL 32459

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