# 4431 FERN Drive, Bradenton, FL 34208

> **TL;DR:** 2bd/2ba single family, $369,000 ($240/sqft), built 1995, 1,538 sqft.
> A/C, 2-car garage. Est. $1,974/mo. Listed 138 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $369,000 |
| Price/sqft | $240 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,538 |
| Year Built | 1995 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 138 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,866 |
| Estimated Insurance | $108 |
| **Total** | **$1,974** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1995
- 0.16 acre lot

## Description

### Agent Description
Virtually Staged. It's rare to find a home that gives you this much space, flexibility, privacy, and value-especially with ownership costs this low-making it perfect for Snowbirds or full-time residents. Tucked into a small, intimate community of just 31 land-owned condos that live much more like single-family homes, this beautifully maintained 55+ residence offers a relaxed Florida lifestyle without the big HOA price tag. The association fee is just $150/month, with no CDD fees, and includes lawn care and irrigation. From the moment you walk in, the home feels bright, open, and welcoming. The vaulted main living area is filled with natural light from two solar tube skylights, creating a warm, airy space that feels even larger than it is. The kitchen is designed for real life, with generous cabinetry, granite countertops, and plenty of storage. Luxury vinyl plank and tile flooring run throughout the home, while the Florida room adds another comfortable, low-maintenance space with durable vinyl flooring. And then there's the flexibility. A bonus room gives you extra space to use however you want, while the private office retreat just off the primary suite offers something truly special. With double pocket doors, bay windows, and direct access to the patio, it's the perfect spot for working from home, enjoying a hobby, reading with a cup of coffee, or simply having a quiet place of your own. The spacious primary suite features two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. On the opposite side of the home, the split-bedroom layout gives guests their own private space. A pocket door can close off the secondary bedroom and bath to create a comfortable ensuite-style guest wing, and the bedroom even includes a Murphy bed. Best of all, many of the expensive updates are already done. The roof was replaced in 2016, hurricane impact-rated windows and doors were installed in 2018, the AC was replaced in 2021, and the water heater was replaced in 2023. The interior has also been freshly painted. You'll find thoughtful extras throughout, including Alexa-enabled smart lighting, Ring security cameras, and a garage with additional storage and a built-in workbench. If you want even more amenities, an optional affiliate membership at River Isles is available for just $180 per quarter, with access to the community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf lovers can also enjoy an annual River Isles Golf Club membership for $663.40. This is more than just a home-it's a place that gives you room to live the way you want, with the updates, flexibility, and low monthly costs that make Florida living easier. Come take a look. You may walk in and realize you've found exactly what you've been waiting for.

## Location

- **Address:** 4431 FERN Drive, Bradenton, FL 34208
- **County:** Manatee
- **Neighborhood:** FERNWOOD CONDOMINIUM
- **Coordinates:** 27.494893, -82.505126
- **Google Maps:** https://www.google.com/maps?q=27.494893,-82.505126

## Virtual Tour & Media

- **Video Tour:** https://orders.virtuals1.com/sites/rbvkwmlz/unbranded

## Listing Agent

- **Name:** Melinda Sanchez, PLLC
- **Brokerage:** Coldwell Banker
- **Broker Phone:** (813) 754-3586
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4431-Fern_Bradenton_FL_34208_M59908-18295?f=listhub&s=MFRMLSFL&m=A4697074&c=propsimple)

## Photos

![4431 FERN Drive - Photo 1](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1049725525r.jpg)

![4431 FERN Drive - Photo 2](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f4285422352r.jpg)

![4431 FERN Drive - Photo 3](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1570593182r.jpg)

![4431 FERN Drive - Photo 4](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f513442716r.jpg)

![4431 FERN Drive - Photo 5](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2267099692r.jpg)

![4431 FERN Drive - Photo 6](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f5038879r.jpg)

![4431 FERN Drive - Photo 7](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f4103491897r.jpg)

![4431 FERN Drive - Photo 8](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2143572869r.jpg)

![4431 FERN Drive - Photo 9](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2155117818r.jpg)

![4431 FERN Drive - Photo 10](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1553754709r.jpg)

![4431 FERN Drive - Photo 11](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1983477964r.jpg)

![4431 FERN Drive - Photo 12](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2813685794r.jpg)

![4431 FERN Drive - Photo 13](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f502832553r.jpg)

![4431 FERN Drive - Photo 14](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2784619485r.jpg)

![4431 FERN Drive - Photo 15](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f4089147027r.jpg)

![4431 FERN Drive - Photo 16](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3631785887r.jpg)

![4431 FERN Drive - Photo 17](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f111247487r.jpg)

![4431 FERN Drive - Photo 18](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3474023203r.jpg)

![4431 FERN Drive - Photo 19](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3429003518r.jpg)

![4431 FERN Drive - Photo 20](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3875797214r.jpg)

![4431 FERN Drive - Photo 21](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f101834877r.jpg)

![4431 FERN Drive - Photo 22](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2686110849r.jpg)

![4431 FERN Drive - Photo 23](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f12932363r.jpg)

![4431 FERN Drive - Photo 24](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1755696138r.jpg)

![4431 FERN Drive - Photo 25](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1833458248r.jpg)

![4431 FERN Drive - Photo 26](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3261418580r.jpg)

![4431 FERN Drive - Photo 27](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2673108027r.jpg)

![4431 FERN Drive - Photo 28](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2912515832r.jpg)

![4431 FERN Drive - Photo 29](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3376906425r.jpg)

![4431 FERN Drive - Photo 30](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2380554338r.jpg)

![4431 FERN Drive - Photo 31](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f563490268r.jpg)

![4431 FERN Drive - Photo 32](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f324387649r.jpg)

![4431 FERN Drive - Photo 33](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3010191616r.jpg)

![4431 FERN Drive - Photo 34](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3623932671r.jpg)

![4431 FERN Drive - Photo 35](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f4182254866r.jpg)

![4431 FERN Drive - Photo 36](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3671598961r.jpg)

![4431 FERN Drive - Photo 37](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f957661810r.jpg)

![4431 FERN Drive - Photo 38](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f83979380r.jpg)

![4431 FERN Drive - Photo 39](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1355686925r.jpg)

![4431 FERN Drive - Photo 40](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2092309835r.jpg)

![4431 FERN Drive - Photo 41](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2372039338r.jpg)

![4431 FERN Drive - Photo 42](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2521870351r.jpg)

![4431 FERN Drive - Photo 43](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f1879784367r.jpg)

![4431 FERN Drive - Photo 44](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2708000669r.jpg)

![4431 FERN Drive - Photo 45](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f2011644814r.jpg)

![4431 FERN Drive - Photo 46](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f3011686291r.jpg)

![4431 FERN Drive - Photo 47](http://lh.rdcpix.com/987a2c4d672647c931aeb05053cdc433l-f668470187r.jpg)

---

**MLS#:** A4697074 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4431-fern-drive-bradenton-fl-34208-63ffe82d05c4436592ab9138e2b32dcc)

---

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