Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 7-bedroom, 6-bathroom residential multi family at 446 E 4th St in Loveland, CO is listed for $1,250,000 ($297 per sqft). Built in 1905, the home offers 4,210 sqft of living space on a 0.24 acres lot.

Agent Description

Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass.

Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses.

Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants.

Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA.

Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance,

Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.

Key Features

  • Built in 1905
  • 0.24 acre lot
  • 2 parking spaces

Property Details

1 story
6 full
2 spaces
1905

Amenities

A/C

Monthly Cost Estimate

$6,685/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365

Estimates only. Actual payments may vary.

Location

446 E 4th St

Loveland, CO 80537

Lov

Features & Amenities

Exterior Features

Sprinkler System

Property Details

Construction

Block Stucco

Pool Features

Patio

Heating

Forced Air

Cooling

Central Air

Appliances

No Units Furnished

Questions & Answers

This 7-bedroom, 6-bathroom residential multi family at 446 E 4th St is listed at $1,250,000 ($297/sqft). The estimated monthly payment is $5,417 based on 20% down at 6.5% interest.

Key features include: Built in 1905, 0.24 acre lot, 2 parking spaces. Exterior Features: Sprinkler System.

This property is listed by Nanci Garnand and can be reached at 9702271327 or nanci@sellsrealestate.com.

NG

Nanci Garnand

Agent at Real

(970) 227-1327

Listed by Real · View on Broker Site

MLS# 1060558· Source: listhub· Updated 7 days ago

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

446 E 4th St, Loveland, CO 80537

Open this listing in: