# 446 E 4th St, Loveland, CO 80537

> **TL;DR:** 7bd/6ba residential multi family, $1,250,000 ($297/sqft), built 1905, 4,210 sqft.
> A/C. Est. $5,417/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,250,000 |
| Price/sqft | $297 |
| Bedrooms | 7 |
| Bathrooms | 6 full |
| Square Feet | 4,210 |
| Year Built | 1905 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 1 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 7 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,417 |
| **Total** | **$5,417** |

## Nearby Schools

- **Elementary:** Truscott
- **Middle:** Bill Reed
- **High:** Thompson Valley

## Key Amenities

- A/C

## Property Highlights

- Built in 1905
- 0.24 acre lot
- 2 parking spaces

## Description

### Agent Description
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Fa ade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates.An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.

## Location

- **Address:** 446 E 4th St, Loveland, CO 80537
- **County:** Larimer
- **Neighborhood:** Lov
- **Coordinates:** 40.395113, -105.070843
- **Google Maps:** https://www.google.com/maps?q=40.395113,-105.070843

## Listing Agent

- **Name:** Nanci Garnand
- **Brokerage:** Real
- **Phone:** 9702271327
- **Email:** nanci@sellsrealestate.com

## Primary Photo

![446 E 4th St - Primary Photo](http://lh.rdcpix.com/81b9be42c88688134615bf78c58849b2l-f3428097176r.jpg)

*49 total photos available on [listing page](https://www.propertysimple.com/listing/446-e-4th-st-loveland-co-80537-1060558)*

---

**MLS#:** 1060558 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/446-e-4th-st-loveland-co-80537-1060558)

---

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