# 446 E Cove Road, Monterey, TN 38574

> **TL;DR:** 3bd/3ba single family, $395,000 ($159/sqft), built 1993, 2,488 sqft.
> Fireplace, A/C. Est. $2,125/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $395,000 |
| Price/sqft | $159 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,488 |
| Year Built | 1993 |
| Lot Size | 152,460 sqft (3.50 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,997 |
| Estimated Insurance | $115 |
| HOA | $13 |
| **Total** | **$2,125** |

## Nearby Schools

- **Elementary:** Stone
- **Middle:** Stone
- **High:** Cumberland County

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1993
- 3.50 acre lot
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

## Location

- **Address:** 446 E Cove Road, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Cove
- **Coordinates:** 36.0825378, -85.2435712
- **Google Maps:** https://www.google.com/maps?q=36.0825378,-85.2435712

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/446-E-446-E-Cove-Road-Monterey-TN-38574/unbranded

## Listing Agent

- **Name:** Starlett Wessels
- **Brokerage:** Tri-star Real Estate & Auction Co.,
- **Phone:** 9312612172
- **Broker Phone:** 9318362259
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/446-E-Cove-Rd_Monterey_TN_38574_M86565-56167?f=listhub&s=UCARTN&m=242987&c=propsimple)

## Photos

![446 E Cove Road - Photo 1](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f91526716r.jpg)

![446 E Cove Road - Photo 2](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1770215543r.jpg)

![446 E Cove Road - Photo 3](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f3233866421r.jpg)

![446 E Cove Road - Photo 4](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f93934460r.jpg)

![446 E Cove Road - Photo 5](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f351392114r.jpg)

![446 E Cove Road - Photo 6](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2440170066r.jpg)

![446 E Cove Road - Photo 7](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2509469735r.jpg)

![446 E Cove Road - Photo 8](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2671510198r.jpg)

![446 E Cove Road - Photo 9](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1815256352r.jpg)

![446 E Cove Road - Photo 10](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1750754051r.jpg)

![446 E Cove Road - Photo 11](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1802480704r.jpg)

![446 E Cove Road - Photo 12](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2476103568r.jpg)

![446 E Cove Road - Photo 13](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f3480773325r.jpg)

![446 E Cove Road - Photo 14](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1168157717r.jpg)

![446 E Cove Road - Photo 15](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f320232712r.jpg)

![446 E Cove Road - Photo 16](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f4102795251r.jpg)

![446 E Cove Road - Photo 17](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2795929336r.jpg)

![446 E Cove Road - Photo 18](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2577754993r.jpg)

![446 E Cove Road - Photo 19](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f720612297r.jpg)

![446 E Cove Road - Photo 20](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f254800138r.jpg)

![446 E Cove Road - Photo 21](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f359816975r.jpg)

![446 E Cove Road - Photo 22](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2056438905r.jpg)

![446 E Cove Road - Photo 23](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f4202264387r.jpg)

![446 E Cove Road - Photo 24](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1624589566r.jpg)

![446 E Cove Road - Photo 25](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2589647765r.jpg)

![446 E Cove Road - Photo 26](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2008564920r.jpg)

![446 E Cove Road - Photo 27](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f3300526166r.jpg)

![446 E Cove Road - Photo 28](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2825025217r.jpg)

![446 E Cove Road - Photo 29](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f3976250467r.jpg)

![446 E Cove Road - Photo 30](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f657083302r.jpg)

![446 E Cove Road - Photo 31](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1834296361r.jpg)

![446 E Cove Road - Photo 32](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f3944701229r.jpg)

![446 E Cove Road - Photo 33](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1026048383r.jpg)

![446 E Cove Road - Photo 34](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f1857883230r.jpg)

![446 E Cove Road - Photo 35](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f4183414749r.jpg)

![446 E Cove Road - Photo 36](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f133078350r.jpg)

![446 E Cove Road - Photo 37](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f45921774r.jpg)

![446 E Cove Road - Photo 38](http://lh.rdcpix.com/28aaf1b771829e94c301c4d523e8c9b3l-f2396053676r.jpg)

---

**MLS#:** 242987 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/446-e-cove-road-monterey-tn-38574-n242987)

---

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    "priceCurrency": "USD",
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    "availability": "https://schema.org/InStock",
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/446-e-cove-road-monterey-tn-38574-n242987#agent",
    "name": "Starlett Wessels",
    "telephone": "9312612172",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/446-e-cove-road-monterey-tn-38574-n242987#brokerage",
      "name": "Tri-star Real Estate & Auction Co.,",
      "telephone": "9318362259"
    }
  }
}
```