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About This Home

This 3-bedroom, 1-bathroom single family at 449 S Elm Street in Whitwell, TN is listed for $165,000 ($106 per sqft). Built in 1918, the home offers 1,560 sqft of living space on a 1.20 acres lot.

Agent Description

Charming 1918 home situated on a spacious 1.2 acre lot overlooking the city of Whitwell with beautiful mountain views from the front porch. Full of character and potential, this property offers a great opportunity for someone ready to make it their own with cosmetic updates and personal touches.

Whether you're looking for a primary residence, investment property, or future rental, the possibilities here are endless. Major improvements already completed include a roof and electrical breaker panel approximately 4 years old, updated HVAC ductwork, and an updated bathroom featuring a handicap-accessible tub/shower combo. Two gas log fireplaces provide additional warmth and backup heat. Enjoy the privacy and space of the oversized lot while still being conveniently located near town.

Key Features

  • Built in 1918
  • 1.20 acre lot
  • Fireplace

Property Details

1 story
1 full
1918

Amenities

FireplaceSpaHardwoodA/C

Monthly Cost Estimate

$882/mo

20% down · 6.5% · 30 years

Principal$119
Interest$715
Insurance$48

Estimates only. Actual payments may vary.

Location

449 S Elm Street

Whitwell, TN 37397

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenHigh Speed InternetPlumbedSeparate Dining RoomTub/shower Combo

Exterior Features

Rain GuttersStorage

Property Details

Flooring

HardwoodPlankLinoleum

Construction

Block Vinyl Siding

Pool Features

Porch

Parking

DrivewayGarageOff Street

Heating

Central

Cooling

ElectricWindow Unit(s)Ceiling Fan(s)

Appliances

Water HeaterWasher/DryerWasherFree-Standing RefrigeratorFree-Standing Electric RangeElectric Water HeaterElectric Range

Questions & Answers

This 3-bedroom, 1-bathroom single family at 449 S Elm Street is listed at $165,000 ($106/sqft). The estimated monthly payment is $715 based on 20% down at 6.5% interest.

Key features include: Built in 1918, 1.20 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Eat-in Kitchen, High Speed Internet. Exterior Features: Rain Gutters, Storage.

This property is listed by Paiton Patterson and can be reached at 4234635539 or paitonpatterson@kw.com.

PP

Paiton Patterson

Agent at Keller Williams Realty

(423) 463-5539

Listed by Keller Williams Realty · View on Broker Site

MLS# 1535195· Source: listhub· Updated 11 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

449 S Elm Street, Whitwell, TN 37397

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