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About This Home

This 3-bedroom, 2-bathroom single family at 4490 Harbor Bend Drive in Upper Captiva, FL is listed for $1,397,000 ($759 per sqft). Built in 1982, the home offers 1,841 sqft of living space on a 0.43 acres lot.

Agent Description

The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor.

Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes.

To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space.

Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!

Key Features

  • Built in 1982
  • 0.43 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
1982

Amenities

WaterfrontA/C

Monthly Cost Estimate

$9,221/mo

20% down · 6.5% · 30 years

Principal$1,010
Interest$6,054
Insurance$407
HOA$1,750

Estimates only. Actual payments may vary.

Location

4490 Harbor Bend Drive

Upper Captiva, FL 33924

SAFETY HARBOR CLUB

Features & Amenities

Interior Features

BreakfastBarLivingDiningRoomShowerOnlySeparateShowerVaultedCeilings

Exterior Features

DeckSecurityHighImpactDoors

Property Details

Flooring

Tile

Construction

WoodSiding WoodFrame

Pool Features

Deck

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DryerDisposalIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4490 Harbor Bend Drive is listed at $1,397,000 ($759/sqft). The estimated monthly payment is $7,804 based on 20% down at 6.5% interest.

HOA fees are $1750/month.

Key features include: Built in 1982, 0.43 acre lot, 2 stories, Waterfront. Interior Features: BreakfastBar, LivingDiningRoom, ShowerOnly. Exterior Features: Deck, SecurityHighImpactDoors.

This property is listed by Mark Muller and can be reached at 2393952214 or homes@northcaptiva.net.

MM

Mark Muller

Agent at Resort Properties Internationa

(239) 395-2214

Listed by Resort Properties Internationa · View on Broker Site

MLS# 2026000708· Source: listhub· Updated 146 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4490 Harbor Bend Drive, Upper Captiva, FL 33924

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