# 4490 Harbor Bend Drive, Upper Captiva, FL 33924

> **TL;DR:** 3bd/2ba single family, $1,397,000 ($759/sqft), built 1982, 1,841 sqft.
> Waterfront, A/C. Est. $9,221/mo. Listed 250 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,397,000 |
| Price/sqft | $759 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,841 |
| Year Built | 1982 |
| Lot Size | 18,774 sqft (0.43 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 250 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $7,064 |
| Estimated Insurance | $407 |
| HOA | $1,750 |
| **Total** | **$9,221** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1982
- 0.43 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!

## Location

- **Address:** 4490 Harbor Bend Drive, Upper Captiva, FL 33924
- **County:** Lee
- **Neighborhood:** SAFETY HARBOR CLUB
- **Coordinates:** 26.600152, -82.218914
- **Google Maps:** https://www.google.com/maps?q=26.600152,-82.218914

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026000708

## Listing Agent

- **Name:** Mark Muller · **License:** 280595610
- **Brokerage:** Resort Properties Internationale LLC
- **Phone:** 2393952214
- **Broker Phone:** (239) 395-2214
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4490-Harbor-Bend-Dr_Captiva_FL_33924_M58874-80874?f=listhub&s=FMSWFL&m=2026000708&c=propsimple)

## Photos

![4490 Harbor Bend Drive - Photo 1](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1584648184r.jpg)

![4490 Harbor Bend Drive - Photo 2](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3063700851r.jpg)

![4490 Harbor Bend Drive - Photo 3](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1405765574r.jpg)

![4490 Harbor Bend Drive - Photo 4](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3526387626r.jpg)

![4490 Harbor Bend Drive - Photo 5](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1810733810r.jpg)

![4490 Harbor Bend Drive - Photo 6](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2148069455r.jpg)

![4490 Harbor Bend Drive - Photo 7](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3774272466r.jpg)

![4490 Harbor Bend Drive - Photo 8](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1430120297r.jpg)

![4490 Harbor Bend Drive - Photo 9](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1093385475r.jpg)

![4490 Harbor Bend Drive - Photo 10](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f711062332r.jpg)

![4490 Harbor Bend Drive - Photo 11](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3632450533r.jpg)

![4490 Harbor Bend Drive - Photo 12](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f4069094129r.jpg)

![4490 Harbor Bend Drive - Photo 13](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1264682631r.jpg)

![4490 Harbor Bend Drive - Photo 14](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f810633885r.jpg)

![4490 Harbor Bend Drive - Photo 15](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f287975118r.jpg)

![4490 Harbor Bend Drive - Photo 16](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2319092017r.jpg)

![4490 Harbor Bend Drive - Photo 17](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f836482002r.jpg)

![4490 Harbor Bend Drive - Photo 18](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2671823693r.jpg)

![4490 Harbor Bend Drive - Photo 19](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2001951267r.jpg)

![4490 Harbor Bend Drive - Photo 20](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1580563669r.jpg)

![4490 Harbor Bend Drive - Photo 21](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2901480486r.jpg)

![4490 Harbor Bend Drive - Photo 22](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3195817171r.jpg)

![4490 Harbor Bend Drive - Photo 23](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1843655361r.jpg)

![4490 Harbor Bend Drive - Photo 24](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2491241331r.jpg)

![4490 Harbor Bend Drive - Photo 25](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1255016325r.jpg)

![4490 Harbor Bend Drive - Photo 26](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3465049291r.jpg)

![4490 Harbor Bend Drive - Photo 27](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3137945305r.jpg)

![4490 Harbor Bend Drive - Photo 28](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1788811058r.jpg)

![4490 Harbor Bend Drive - Photo 29](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1452733056r.jpg)

![4490 Harbor Bend Drive - Photo 30](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2277926752r.jpg)

![4490 Harbor Bend Drive - Photo 31](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1475005515r.jpg)

![4490 Harbor Bend Drive - Photo 32](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3594835654r.jpg)

![4490 Harbor Bend Drive - Photo 33](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2799423789r.jpg)

![4490 Harbor Bend Drive - Photo 34](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3707185832r.jpg)

![4490 Harbor Bend Drive - Photo 35](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2790740539r.jpg)

![4490 Harbor Bend Drive - Photo 36](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3433564725r.jpg)

![4490 Harbor Bend Drive - Photo 37](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3028992280r.jpg)

![4490 Harbor Bend Drive - Photo 38](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2796550521r.jpg)

![4490 Harbor Bend Drive - Photo 39](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3217874475r.jpg)

![4490 Harbor Bend Drive - Photo 40](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3686106099r.jpg)

![4490 Harbor Bend Drive - Photo 41](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f647222472r.jpg)

![4490 Harbor Bend Drive - Photo 42](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2024426700r.jpg)

![4490 Harbor Bend Drive - Photo 43](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f3312048880r.jpg)

![4490 Harbor Bend Drive - Photo 44](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f345829408r.jpg)

![4490 Harbor Bend Drive - Photo 45](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f2259884630r.jpg)

![4490 Harbor Bend Drive - Photo 46](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f932667912r.jpg)

![4490 Harbor Bend Drive - Photo 47](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1085103176r.jpg)

![4490 Harbor Bend Drive - Photo 48](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f27902886r.jpg)

![4490 Harbor Bend Drive - Photo 49](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1810733810r.jpg)

![4490 Harbor Bend Drive - Photo 50](http://lh.rdcpix.com/fbd2d7a90678d8857496f180aec0a421l-f1983540406r.jpg)

---

**MLS#:** 2026000708 | **Updated:** 2026-07-02
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4490-harbor-bend-drive-upper-captiva-fl-33924-26000708)

---

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