About This Home

This 4-bedroom, 4-bathroom single family at 4490 Oyster Shell Drive in Upper Captiva, FL is listed for $1,450,000 ($641 per sqft). Built in 2005, the home offers 2,262 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2005
  • 0.20 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
3 full, 1 half
2005

Amenities

PoolSpaA/C
Listing Description

High-performing, income-producing vacation rental on one of North Captiva Island's premier streets. Privately nestled among mature tropical landscaping, this beautifully maintained 4-bedroom, 3.5-bath island retreat offers over 2,300 sq ft of thoughtfully designed living space and a proven history of strong rental performance.

Guests are drawn to the resort-style outdoor living, featuring an exceptionally large private pool, hot tub and outdoor shower, multiple entertaining areas, and a spectacular southwest-facing third-floor lanai that fully opens to the living room, creating a seamless indoor/outdoor living experience.

Two en-suite bedrooms, a bunk room with a third bath, and a fourth queen suite provide ideal accommodations for owners and guests alike. Recent upgrades include Hardie Plank siding, two HVAC systems, Trex decking, a Brazilian hardwood pool deck, a cargo/luggage lift, and a paver driveway. A rare opportunity to own a turnkey island property that combines exceptional rental income, lush tropical privacy, premium outdoor amenities, and one of North Captiva's most desirable locations.

Monthly Cost Estimate

$7,755/mo

20% down · 6.5% · 30 years

Principal$1,049
Interest$6,283
Insurance$423

Estimates only. Actual payments may vary.

Location

4490 Oyster Shell Drive

Upper Captiva, FL 33924

NORTH CAPTIVA DUNES

Features & Amenities

Interior Features

BreakfastBarCathedralCeilingsHandicapAccessMultiplePrimarySuitesVaultedCeilingsWalkInClosets

Exterior Features

DeckFenceSecurityHighImpactDoorsSprinklerIrrigationOutdoorGrillOutdoorShowerStorageGasGrill

Property Details

Flooring

Tile

Pool Features

Pool

Outdoor Features

PorchDeck

Parking

Carport

Heating

CentralElectric (Heating)

Cooling

Central AirCeiling Fan(s)ZonedElectric

Appliances

BuiltInOvenDishwasherElectricCooktopFreezerDisposalIceMakerMicrowaveRefrigeratorRefrigeratorWithIceMakerWaterPurifierWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 4490 Oyster Shell Drive is listed at $1,450,000 ($641/sqft). The estimated monthly payment is $7,755 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2005, 0.20 acre lot, 2 stories, Private pool. Interior Features: BreakfastBar, CathedralCeilings, HandicapAccess. Exterior Features: Deck, Fence, SecurityHighImpactDoors.

This property is listed by Tina Goodman.

TG

Tina Goodman

License 658010029

Agent at Islander Realty

Listed by Islander Realty · Broker phone: 239-472-3000 · View on Broker Site · Broker website

MLS# 2026030979· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 100 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4490 Oyster Shell Drive, Upper Captiva, FL 33924

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