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About This Home

This 5-bedroom, 4-bathroom single family at 45 Bream Ln in Waterloo, SC is listed for $768,000 ($226 per sqft). Built in 1990, the home offers 3,392 sqft of living space on a 1.20 acres lot.

Agent Description

Set on approximately 1.2 unrestricted acres with 325+/- feet of great water frontage, and no HOA, this all-brick waterfront property offers a rare sense of privacy and space that is increasingly difficult to find on Lake Greenwood. More than a typical lake house, it feels like a hidden waterfront retreat, surrounded by mature trees and positioned to take full advantage of its peaceful waterfront setting.

Designed for both everyday living and entertaining, the main level features a spacious great room with vaulted wood-plank ceilings, built-ins, a wood-burning fireplace, and large lakeside windows that fill the space with natural light and beautiful views.

The kitchen offers generous prep space, breakfast bar seating, and an easy flow into the main living areas. A lakeside breakfast nook, sunroom, and expansive upper deck provide multiple places to gather, relax, and enjoy the setting throughout the day.

The main level includes three bedrooms and two full baths, including a spacious lakeside primary suite with direct access to the deck. The primary bath features a double vanity and tiled shower. The walk-out basement adds valuable additional living space with a family room, bar area, fourth bedroom, third full bath, and access to the covered screened patio and backyard.

In addition, the property features a detached one-bedroom guest house complete with its own full bath with a laundry area, full kitchen with island and living area. This separate space is approximately 864 sq ft ideal for guests, extended family, or anyone needing additional privacy.

Outside, the property is designed to fully enjoy the waterfront lifestyle, with an expansive upper deck, screened lakeside patio, partially fenced yard, and private dock with covered boat lift. The 2-car garage under the house provides excellent space for storage, parking, or workshop use, while the greenhouse adds a unique touch for those who enjoy gardening.

Solar panels contribute to improved energy efficiency and lower utility costs. Whether used as a full-time residence or a weekend retreat, this property offers privacy, flexibility, and a setting that truly stands apart on Lake Greenwood. The home has been pre-inspected, has new 6"gutters, new roof in 2026, new HVAC in 2026, and new water heater in 2025. Sale also includes the big screen projector. Square footage includes all heated areas including the guest house.

Key Features

  • Built in 1990
  • 1.20 acre lot
  • Fireplace

Property Details

4 full
1990

Amenities

SolarFireplaceHardwoodA/C

Monthly Cost Estimate

$4,107/mo

20% down · 6.5% · 30 years

Principal$555
Interest$3,328
Insurance$224

Estimates only. Actual payments may vary.

Location

45 Bream Ln

Waterloo, SC 29384

NOT IN SUBDIVIS

Features & Amenities

Interior Features

BookcasesCathedral Ceiling(s)Stamped Ceiling(s)

Exterior Features

Boat LiftOutbuildingPierRetaining Wall

Property Details

Flooring

LaminateHardwoodCarpet

Construction

Brick

Pool Features

DeckPorch

Cooling

ElectricCentral Air

Appliances

Auto Garage OpenerDishwasherDryerElectric OvenElectric RangeFireplace EquipmentMicrowaveRefrigeratorWasher

Questions & Answers

This 5-bedroom, 4-bathroom single family at 45 Bream Ln is listed at $768,000 ($226/sqft). The estimated monthly payment is $3,328 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 1.20 acre lot, Fireplace. Interior Features: Bookcases, Cathedral Ceiling(s), Stamped Ceiling(s). Exterior Features: Boat Lift, Outbuilding, Pier.

This property is listed by Tonya Wiley and can be reached at 8649938153 or tonyawiley@yahoo.com.

TW

Tonya Wiley

Agent at Wiley Real Estate LLC

(864) 993-8153

Listed by Wiley Real Estate LLC · View on Broker Site

MLS# 139493· Source: listhub· Updated 66 days ago

Copyright © 2026 Greenwood Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 Bream Ln, Waterloo, SC 29384

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