# 45 Elm Street, Mount Vernon, NY 10550 > **TL;DR:** 4bd/2ba multi-family, $795,000, built 1908. > A/C. Est. $4,252/mo. Listed 8 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $795,000 | | Bedrooms | 4 | | Bathrooms | 2 full | | Year Built | 1908 | | Lot Size | 4,478 sqft (0.10 acres) | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 8 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,020 | | Estimated Insurance | $232 | | **Total** | **$4,252** | ## Nearby Schools - **Elementary:** Hamilton - **Middle:** Benjamin Turner Middle School - **High:** Mt Vernon High School ## Key Amenities - A/C ## Property Highlights - Built in 1908 - 0.10 acre lot ## Description ### Agent Description Cash Buyers Only! Welcome to 45 Elm Street, a spacious two-family Colonial offering approximately 1,944 square feet of above-grade living space. The property features two well-proportioned units with a total of five bedrooms and three full bathrooms, along with comfortable living areas and eat-in kitchens. A finished attic provides additional living space and flexibility, while the full finished basement offers approximately 736 square feet of additional recreational and storage space. Outside, the property features a covered front porch, covered rear patio, fenced yard and a private driveway with parking for multiple vehicles. Conveniently located near shopping, schools, public transportation and major roadways, this property presents an excellent opportunity for an owner-occupant or investor seeking a versatile multifamily home in Mount Vernon. ** Listing photographs have been digitally enhanced using AI for presentation purposes. No structural features have been altered. ## Location - **Address:** 45 Elm Street, Mount Vernon, NY 10550 - **County:** Westchester County - **Coordinates:** 40.915939, -73.845701 - **Google Maps:** https://www.google.com/maps?q=40.915939,-73.845701 ## Listing Agent - **Name:** Brian Butler - **Brokerage:** Luxian International Realty - **Phone:** 7168010410 - **Broker Phone:** (917) 567-8767 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/45-Elm-St_Mount-Vernon_NY_10550_M49830-28446?f=listhub&s=MLSLINY&m=1048201&c=propsimple) ## Photos ![45 Elm Street - Photo 1](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3688234555r.jpg) ![45 Elm Street - Photo 2](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f537627872r.jpg) ![45 Elm Street - Photo 3](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f4032239815r.jpg) ![45 Elm Street - Photo 4](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f243295306r.jpg) ![45 Elm Street - Photo 5](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3148982770r.jpg) ![45 Elm Street - Photo 6](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3446853041r.jpg) ![45 Elm Street - Photo 7](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3912010168r.jpg) ![45 Elm Street - Photo 8](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f31683662r.jpg) ![45 Elm Street - Photo 9](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3044557774r.jpg) ![45 Elm Street - Photo 10](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f1622031412r.jpg) ![45 Elm Street - Photo 11](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f3187193936r.jpg) ![45 Elm Street - Photo 12](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f865599959r.jpg) ![45 Elm Street - Photo 13](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f2118862296r.jpg) ![45 Elm Street - Photo 14](http://lh.rdcpix.com/a532a76969268222d1f0cbd9420a1e54l-f1639638671r.jpg) --- **MLS#:** 1048201 | **Updated:** 2026-09-11 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/45-elm-street-mount-vernon-ny-10550-1048201) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/45-elm-street-mount-vernon-ny-10550-1048201#listing", "url": "https://www.propertysimple.ai/listing/45-elm-street-mount-vernon-ny-10550-1048201", "name": "45 Elm Street, Mount Vernon, NY 10550", "description": "Cash Buyers Only! Welcome to 45 Elm Street, a spacious two-family Colonial offering approximately 1,944 square feet of above-grade living space. The property features two well-proportioned units with a total of five bedrooms and three full bathrooms, along with comfortable living areas and eat-in kitchens. A finished attic provides additional living space and flexibility, while the full finished basement offers approximately 736 square feet of additional recreational and storage space. Outside, the property features a covered front porch, covered rear patio, fenced yard and a private driveway with parking for multiple vehicles. Conveniently located near shopping, schools, public transportation and major roadways, this property presents an excellent opportunity for an owner-occupant or investor seeking a versatile multifamily home in Mount Vernon. ** Listing photographs have been digitally enhanced using AI for presentation purposes. 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