# 45 LUTHER Drive, Palm Coast, FL 32137 > **TL;DR:** land, $140,000. > Waterfront, View. Est. $749/mo. Listed 69 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $140,000 | | Lot Size | 10,454 sqft (0.24 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 69 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - City ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $708 | | Estimated Insurance | $41 | | **Total** | **$749** | ## Nearby Schools - **Elementary:** Belle Terre Elementary - **Middle:** Indian Trails Middle-FC - **High:** Matanzas High ## Key Amenities - Waterfront - View ## Property Highlights - 0.24 acre lot - Waterfront ## Description ### Agent Description Welcome to one of the most picturesque lakefront settings in Palm Coast! This exceptional oversized lot offers a peaceful, secluded atmosphere surrounded by beautiful, well-maintained homes. NO HOA FEES! Build your dream Florida home and enjoy relaxing back-porch living, natural lake views, and spectacular sunsets. Located in the desirable Matanzas Woods subdivision, one of the closest areas of Palm Coast to St. Augustine, and conveniently located near shopping, schools, golf courses, and Flagler Beach. Don't miss this unique opportunity! ## Location - **Address:** 45 LUTHER Drive, Palm Coast, FL 32137 - **County:** Flagler - **Neighborhood:** 04 FAIRWAYS - **Coordinates:** 29.604025, -81.252789 - **Google Maps:** https://www.google.com/maps?q=29.604025,-81.252789 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/FC320778 ## Listing Agent - **Name:** Elena Tchoumakova - **Brokerage:** APEX REALTY LLC - **Broker Phone:** (386) 986-5053 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/45-Luther-Dr_Palm-Coast_FL_32137_M66579-42039?f=listhub&s=MFRMLSFL&m=FC320778&c=propsimple) ## Photos ![45 LUTHER Drive - Photo 1](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f1585458611r.jpg) ![45 LUTHER Drive - Photo 2](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f3454957522r.jpg) ![45 LUTHER Drive - Photo 3](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f19057016r.jpg) ![45 LUTHER Drive - Photo 4](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f3489075561r.jpg) ![45 LUTHER Drive - Photo 5](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f432025187r.jpg) ![45 LUTHER Drive - Photo 6](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f129525059r.jpg) ![45 LUTHER Drive - Photo 7](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f2534765344r.jpg) ![45 LUTHER Drive - Photo 8](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f4170758564r.jpg) ![45 LUTHER Drive - Photo 9](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f1600801861r.jpg) ![45 LUTHER Drive - Photo 10](http://lh.rdcpix.com/f06c4f5ce97a81eec4be0ad9712c521dl-f2356901505r.jpg) --- **MLS#:** FC320778 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/45-luther-drive-palm-coast-fl-32137-dd27a3aa09034cc896f44ad33703d50a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/45-luther-drive-palm-coast-fl-32137-dd27a3aa09034cc896f44ad33703d50a#listing", "url": "https://www.propertysimple.ai/listing/45-luther-drive-palm-coast-fl-32137-dd27a3aa09034cc896f44ad33703d50a", "name": "45 LUTHER Drive, Palm Coast, FL 32137", "description": "Welcome to one of the most picturesque lakefront settings in Palm Coast! This exceptional oversized lot offers a peaceful, secluded atmosphere surrounded by beautiful, well-maintained homes. NO HOA FEES! 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