About This Home

This 6-bedroom, 6-bathroom single family at 45 N 14TH Street in Surf City, NJ is listed for $3,799,000 ($1,143 per sqft). Built in 2027, the home offers 3,325 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 2027
  • 0.09 acre lot
  • 3 stories
  • 1 parking spaces
  • Private pool
  • Fireplace

Property Details

3 stories
5 full, 1 half
1-car garage
2027

Amenities

PoolFireplaceA/C
Listing Description

Exceptional oceanside modern new construction beginning in August with anticipated completion by May, offering approximately 3,325 square feet of luxury coastal living in the heart of Surf City. Thoughtfully designed with a highly sought-after reversed-living floor plan, this 6-bedroom, 5.5-bath residence combines striking contemporary architecture with premium craftsmanship and low-maintenance finishes.

The top level showcases an impressive open-concept great room with soaring 11.5' to 12.5' volume ceilings and an extraordinary clerestory window package featuring approximately 30 perimeter windows, filling the home with abundant natural light while enhancing privacy.

The gourmet kitchen seamlessly connects to the dining and living areas and opens onto a spacious 19' x 12' covered deck, creating the perfect setting for indoor-outdoor entertaining. Above, an expansive approximately 1,000-square-foot rooftop deck with an additional 8' x 9' sun deck offers panoramic island views and exceptional outdoor living space.

The home features five spacious bedrooms, including three private en-suite accommodations. The luxurious top-floor primary suite offers a walk-in closet and a spa-inspired bath. A second primary suite on the first floor features double vanities, a frameless glass shower, and a recessed Kohler Anthem(R) digital shower control conveniently located outside the shower enclosure.

A third junior suite provides ideal accommodations for family and guests, while a hall bath with double vanities serves the remaining two bedrooms. Designed for effortless coastal living, the home includes a private elevator servicing every level and a spectacular resort-style backyard complete with a saltwater swimming pool, a 13' x 16' covered lanai, an outdoor shower, and professionally designed landscaping.

The exterior showcases sleek black tubular railings, creating a sophisticated contemporary architectural statement, while maintenance-free CertainTeed CedarBoards(TM) insulated vinyl siding and trim provide the timeless appearance of cedar with exceptional durability and long-term performance. A rare opportunity to own a thoughtfully designed modern beach home, next to Surf City's beaches, restaurants, shopping, and bay access. Quality construction by respected local builder Dave Finelli.

Monthly Cost Estimate

$20,318/mo

20% down · 6.5% · 30 years

Principal$2,747
Interest$16,462
Insurance$1,108

Estimates only. Actual payments may vary.

Location

45 N 14TH Street

Surf City, NJ 08008

SURF CITY

Property Details

Construction

Frame

Pool Features

Pool

Parking

Garage - AttachedDriveway

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 6-bedroom, 6-bathroom single family at 45 N 14TH Street is listed at $3,799,000 ($1,143/sqft). The estimated monthly payment is $20,318 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2027, 0.09 acre lot, 3 stories, 1 parking spaces, Private pool, Fireplace.

This property is listed by Bonnie Wells.

BW

Bonnie Wells

License 9231521

Agent at Coastal Living Real Estate Group

Listed by Coastal Living Real Estate Group · Broker phone: (609) 492-4444 · View on Broker Site · Broker website

MLS# NJOC2043678· Source: Bright MLS· 109 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 N 14TH Street, Surf City, NJ 08008

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