# 45 Oak Terrace, Howell, NJ 07731

> **TL;DR:** 4bd/2ba single family, $599,000 ($405/sqft), built 1963, 1,480 sqft.
> A/C, 1-car garage. Est. $3,204/mo. Listed 8 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $599,000 |
| Price/sqft | $405 |
| Bedrooms | 4 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,480 |
| Year Built | 1963 |
| Lot Size | 18,295 sqft (0.42 acres) |
| Stories | 3 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 8 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,029 |
| Estimated Insurance | $175 |
| **Total** | **$3,204** |

## Nearby Schools

- **Elementary:** Ramtown
- **Middle:** Howell South
- **High:** Howell HS

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1963
- 0.42 acre lot
- 3 stories

## Description

### Agent Description
Welcome to this spacious 4-bedroom, 1.5-bath split-level home in the desirable Ramtown/Parkway Pines section of Howell! Set on a large lot backing to woods, this home offers privacy, a fenced yard, and plenty of outdoor space. The inviting interior features a living room flowing into the dining room and updated kitchen with granite counters and island. The first-level family room offers decorative brick accents and flexible space for relaxing or entertaining, while a first-level bedroom is ideal for guests, multi-generational living, or a home office. Three additional bedrooms and updated baths complete the interior. Sliders from the dining room lead to a deck overlooking the private wooded backdrop. Convenient to shopping, dining, beaches, and major highways.

## Location

- **Address:** 45 Oak Terrace, Howell, NJ 07731
- **County:** Monmouth
- **Neighborhood:** Parkway Pines
- **Coordinates:** 40.108812, -74.149235
- **Google Maps:** https://www.google.com/maps?q=40.108812,-74.149235

## Listing Agent

- **Name:** Karyn Cusanelli
- **Brokerage:** Diane Turton, Realtors
- **Phone:** 7329209559
- **Broker Phone:** (732) 449-4441
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/45-Oak-Ter_Howell_NJ_07731_M69349-77238?f=listhub&s=MOMLSNJ&m=22630370&c=propsimple)

## Photos

![45 Oak Terrace - Photo 1](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3356142185r.jpg)

![45 Oak Terrace - Photo 2](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3419061357r.jpg)

![45 Oak Terrace - Photo 3](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2349642380r.jpg)

![45 Oak Terrace - Photo 4](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f664658554r.jpg)

![45 Oak Terrace - Photo 5](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f867245235r.jpg)

![45 Oak Terrace - Photo 6](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1890063370r.jpg)

![45 Oak Terrace - Photo 7](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f400863183r.jpg)

![45 Oak Terrace - Photo 8](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1808286733r.jpg)

![45 Oak Terrace - Photo 9](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f373529162r.jpg)

![45 Oak Terrace - Photo 10](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1163131635r.jpg)

![45 Oak Terrace - Photo 11](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4029693964r.jpg)

![45 Oak Terrace - Photo 12](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3046568463r.jpg)

![45 Oak Terrace - Photo 13](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4238769048r.jpg)

![45 Oak Terrace - Photo 14](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1906875145r.jpg)

![45 Oak Terrace - Photo 15](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1995911387r.jpg)

![45 Oak Terrace - Photo 16](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1221625995r.jpg)

![45 Oak Terrace - Photo 17](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3551938283r.jpg)

![45 Oak Terrace - Photo 18](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3903297319r.jpg)

![45 Oak Terrace - Photo 19](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1618253012r.jpg)

![45 Oak Terrace - Photo 20](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f629137357r.jpg)

![45 Oak Terrace - Photo 21](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2814135658r.jpg)

![45 Oak Terrace - Photo 22](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f817821206r.jpg)

![45 Oak Terrace - Photo 23](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2552615960r.jpg)

![45 Oak Terrace - Photo 24](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f423557624r.jpg)

![45 Oak Terrace - Photo 25](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f656171447r.jpg)

![45 Oak Terrace - Photo 26](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2518680670r.jpg)

![45 Oak Terrace - Photo 27](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3587910830r.jpg)

![45 Oak Terrace - Photo 28](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1452966689r.jpg)

![45 Oak Terrace - Photo 29](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f312557019r.jpg)

![45 Oak Terrace - Photo 30](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3042510296r.jpg)

![45 Oak Terrace - Photo 31](http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3593817338r.jpg)

---

**MLS#:** 22630370 | **Updated:** 2026-10-02
**Source:** listhub

*Copyright © 2026 More MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#listing",
  "url": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370",
  "name": "45 Oak Terrace, Howell, NJ 07731",
  "description": "Welcome to this spacious 4-bedroom, 1.5-bath split-level home in the desirable Ramtown/Parkway Pines section of Howell! Set on a large lot backing to woods, this home offers privacy, a fenced yard, and plenty of outdoor space. The inviting interior features a living room flowing into the dining room and updated kitchen with granite counters and island. The first-level family room offers decorative brick accents and flexible space for relaxing or entertaining, while a first-level bedroom is ideal for guests, multi-generational living, or a home office. Three additional bedrooms and updated baths complete the interior. Sliders from the dining room lead to a deck overlooking the private wooded backdrop. Convenient to shopping, dining, beaches, and major highways.",
  "image": [
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3356142185r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3419061357r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2349642380r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f664658554r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f867245235r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1890063370r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f400863183r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1808286733r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f373529162r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1163131635r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4029693964r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3046568463r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4238769048r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1906875145r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1995911387r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1221625995r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3551938283r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3903297319r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1618253012r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f629137357r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2814135658r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f817821206r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2552615960r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f423557624r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f656171447r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2518680670r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3587910830r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1452966689r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f312557019r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3042510296r.jpg",
    "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3593817338r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3356142185r.jpg",
    "caption": "45 Oak Terrace - Howell, NJ"
  },
  "datePosted": "2026-09-25T00:00:00+00:00",
  "dateModified": "2026-10-02T07:36:00.927888+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#property",
    "name": "45 Oak Terrace, Howell, NJ 07731",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "45 Oak Terrace",
      "addressLocality": "Howell",
      "addressRegion": "NJ",
      "postalCode": "07731",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.108812,
      "longitude": -74.149235
    },
    "image": [
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3356142185r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3419061357r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2349642380r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f664658554r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f867245235r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1890063370r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f400863183r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1808286733r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f373529162r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1163131635r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4029693964r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3046568463r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f4238769048r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1906875145r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1995911387r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1221625995r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3551938283r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3903297319r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1618253012r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f629137357r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2814135658r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f817821206r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2552615960r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f423557624r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f656171447r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f2518680670r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3587910830r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f1452966689r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f312557019r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3042510296r.jpg",
      "http://lh.rdcpix.com/94eb39724d0de813854bd9d3329e45bel-f3593817338r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "22630370"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 1,
    "numberOfPartialBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1480,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1963,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Natural Gas, Forced Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Wood, Tile, Carpet, Tile - Ceramic"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck, Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, On Street, Off Street, Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.42 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#offer",
    "url": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370",
    "price": 599000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#agent",
    "name": "Karyn Cusanelli",
    "telephone": "7329209559",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/45-oak-terrace-howell-nj-07731-22630370#brokerage",
      "name": "Diane Turton, Realtors",
      "telephone": "(732) 449-4441"
    }
  }
}
```