About This Home

This 3-bedroom, 2-bathroom single family at 45 Point Place in Monterey, TN is listed for $422,000 ($269 per sqft). Built in 2003, the home offers 1,568 sqft of living space on a 6.30 acres lot.

Key Features

  • Built in 2003
  • 6.30 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2 spaces
2003

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation.

Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection.

Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season.

Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864

Monthly Cost Estimate

$2,561/mo

20% down · 6.5% · 30 years

Principal$305
Interest$1,829
Insurance$123
HOA$304

Estimates only. Actual payments may vary.

Location

45 Point Place

Monterey, TN 38574

Cumberland Cove

Property Details

Flooring

Hardwood

Construction

Frame Vinyl Siding

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherElectric OvenRefrigeratorMicrowaveRange Hood

Questions & Answers

This 3-bedroom, 2-bathroom single family at 45 Point Place is listed at $422,000 ($269/sqft). The estimated monthly payment is $2,561 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $304/month.

Key features include: Built in 2003, 6.30 acre lot, 2 parking spaces, Fireplace.

This property is listed by Jennifer Harvey.

JH

Jennifer Harvey

Agent at The Real Estate Collective

Listed by The Real Estate Collective · Broker phone: 9315599500 · View on Broker Site

MLS# 245865· Source: Upper Cumberland Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 Point Place, Monterey, TN 38574

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