# 45 Point Place, Monterey, TN 38574 > **TL;DR:** 3bd/2ba single family, $422,000 ($269/sqft), built 2003, 1,568 sqft. > Fireplace, Hardwood, A/C. Est. $2,561/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $422,000 | | Price/sqft | $269 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,568 | | Year Built | 2003 | | Lot Size | 274,428 sqft (6.30 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,134 | | Estimated Insurance | $123 | | HOA | $304 | | **Total** | **$2,561** | ## Key Amenities - Fireplace - Hardwood - A/C ## Property Highlights - Built in 2003 - 6.30 acre lot - 2 parking spaces - Fireplace ## Description ### Agent Description Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864 ## Location - **Address:** 45 Point Place, Monterey, TN 38574 - **County:** Cumberland - **Neighborhood:** Cumberland Cove - **Coordinates:** 36.0903234, -85.2394992 - **Google Maps:** https://www.google.com/maps?q=36.0903234,-85.2394992 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/45-Point-Place-Monterey-TN-38574--245865/unbranded ## Listing Agent - **Name:** Jennifer Harvey - **Brokerage:** The Real Estate Collective - **Broker Phone:** 9315599500 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/45-Point-Pl_Monterey_TN_38574_M86296-12890?f=listhub&s=UCARTN&m=245865&c=propsimple) ## Photos ![45 Point Place - Photo 1](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f227959902r.jpg) ![45 Point Place - Photo 2](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f397498841r.jpg) ![45 Point Place - Photo 3](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3994133062r.jpg) ![45 Point Place - Photo 4](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2648302971r.jpg) ![45 Point Place - Photo 5](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3163584330r.jpg) ![45 Point Place - Photo 6](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3637035970r.jpg) ![45 Point Place - Photo 7](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2084717407r.jpg) ![45 Point Place - Photo 8](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2261900198r.jpg) ![45 Point Place - Photo 9](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1551843648r.jpg) ![45 Point Place - Photo 10](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3168926238r.jpg) ![45 Point Place - Photo 11](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f4018282579r.jpg) ![45 Point Place - Photo 12](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f536803251r.jpg) ![45 Point Place - Photo 13](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3068527732r.jpg) ![45 Point Place - Photo 14](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2985342152r.jpg) ![45 Point Place - Photo 15](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1578617552r.jpg) ![45 Point Place - Photo 16](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1310744930r.jpg) ![45 Point Place - Photo 17](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f961221177r.jpg) ![45 Point Place - Photo 18](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2103449368r.jpg) ![45 Point Place - Photo 19](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2851128165r.jpg) ![45 Point Place - Photo 20](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2527027685r.jpg) ![45 Point Place - Photo 21](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1664642487r.jpg) ![45 Point Place - Photo 22](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3130979063r.jpg) ![45 Point Place - Photo 23](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f590759421r.jpg) ![45 Point Place - Photo 24](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3989566039r.jpg) ![45 Point Place - Photo 25](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f584829549r.jpg) ![45 Point Place - Photo 26](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1685264965r.jpg) ![45 Point Place - Photo 27](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1657765762r.jpg) ![45 Point Place - Photo 28](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3297577344r.jpg) ![45 Point Place - Photo 29](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f4241672542r.jpg) ![45 Point Place - Photo 30](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f2787766895r.jpg) ![45 Point Place - Photo 31](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f4042043483r.jpg) ![45 Point Place - Photo 32](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1724687572r.jpg) ![45 Point Place - Photo 33](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1900545875r.jpg) ![45 Point Place - Photo 34](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3246796273r.jpg) ![45 Point Place - Photo 35](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f1467100294r.jpg) ![45 Point Place - Photo 36](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f3559204539r.jpg) ![45 Point Place - Photo 37](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f4019615039r.jpg) --- **MLS#:** 245865 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/45-point-place-monterey-tn-38574-39d1e969e77d4c06b8cca5dd69a69787) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/45-point-place-monterey-tn-38574-39d1e969e77d4c06b8cca5dd69a69787#listing", "url": "https://www.propertysimple.ai/listing/45-point-place-monterey-tn-38574-39d1e969e77d4c06b8cca5dd69a69787", "name": "45 Point Place, Monterey, TN 38574", "description": "Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. 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