# 45 Point Place, Monterey, TN 38574

> **TL;DR:** 3bd/2ba single family, $430,000 ($274/sqft), built 2003, 1,568 sqft.
> Fireplace, Hardwood, A/C. Est. $2,603/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $430,000 |
| Price/sqft | $274 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,568 |
| Year Built | 2003 |
| Lot Size | 274,428 sqft (6.30 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,174 |
| Estimated Insurance | $125 |
| HOA | $304 |
| **Total** | **$2,603** |

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 2003
- 6.30 acre lot
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 6.3 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This is a combined listing of 2 parcels. Combined listings are 245863 + 245864

## Location

- **Address:** 45 Point Place, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Cove
- **Coordinates:** 36.0903234, -85.2394992
- **Google Maps:** https://www.google.com/maps?q=36.0903234,-85.2394992

## Listing Agent

- **Name:** Jennifer Harvey
- **Brokerage:** The Real Estate Collective
- **Phone:** 6157140999

## Primary Photo

![45 Point Place - Primary Photo](http://lh.rdcpix.com/acb6a3af87e0d897984f1dabaaeb0ccbl-f227959902r.jpg)

*52 total photos available on [listing page](https://www.propertysimple.ai/listing/45-point-place-monterey-tn-38574-n245865)*

---

**MLS#:** 245865 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/45-point-place-monterey-tn-38574-n245865)

---

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