About This Home

This 2-bedroom, 1-bathroom single family at 45 Railroad Street in Bernhards Bay, NY is listed for $177,175 ($164 per sqft). Built in 1859, the home offers 1,080 sqft of living space on a 1.27 acres lot.

Key Features

  • Built in 1859
  • 1.27 acre lot
  • 2 stories

Property Details

2 stories
1 full
2-car garage
1859

Amenities

Hardwood
Listing Description

Welcome to this beautifully renovated, move-in ready home offering the perfect blend of modern updates and country charm. This inviting 2-bedroom home features a bright and spacious country kitchen, a dedicated dining room, and a comfortable living room that opens to a relaxing enclosed front porch an ideal spot to enjoy your morning coffee or unwind at the end of the day.

Step outside to the open rear porch overlooking 1.27 scenic acres, providing plenty of space for entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. A detached garage and additional storage shed offer ample room for vehicles, tools, and outdoor equipment.

Conveniently located just minutes from Oneida Lake and the Oswego County Trail System, you'll enjoy year-round outdoor recreation including snowmobiling, ATV riding, cross-country skiing, hiking, walking, and mountain biking. This turnkey property is ready for its next owner to move in and enjoy!

Monthly Cost Estimate

$948/mo

20% down · 6.5% · 30 years

Principal$128
Interest$768
Insurance$52

Estimates only. Actual payments may vary.

Location

45 Railroad Street

Bernhards Bay, NY 13028

Features & Amenities

Interior Features

SeparateFormalDiningRoomSeparateFormalLivingRoom

Exterior Features

DirtDriveway

Property Details

Flooring

VinylHardwoodVaries

Parking

Garage

Heating

BaseboardOilHot Water(Heating)

Appliances

ElectricWaterHeater

Questions & Answers

This 2-bedroom, 1-bathroom single family at 45 Railroad Street is listed at $177,175 ($164/sqft). The estimated monthly payment is $948 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1859, 1.27 acre lot, 2 stories. Interior Features: SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: DirtDriveway.

This property is listed by Candy Costa.

CC

Candy Costa

License 10491209117

Agent at CANDY COSTA REAL ESTATE LLC

Listed by CANDY COSTA REAL ESTATE LLC · Broker phone: (315) 505-6609 · View on Broker Site · Broker website

MLS# S1703590· Source: New York State Alliance of MLSs, LLC· 90 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 Railroad Street, Bernhards Bay, NY 13028

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