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About This Home

This 3-bedroom, 1-bathroom single family at 45 Shirley Street in Mount Vernon, KY is listed for $150,000 ($116 per sqft). Built in 1963, the home offers 1,296 sqft of living space on a 0.48 acres lot.

Agent Description

Back on the market due to NO FAULT of its own...buyer could not get financing! Check out 45 Richmond St in Mt. Vernon, KY, an inviting 3-bedroom, 1-bath ranch home offering 1,296 sq ft of comfortable living space in a highly convenient location. Situated in town, this well-cared-for property is just minutes from local schools, the public library, the hospital, I-75, and all the everyday amenities you need.

Inside, you'll find a warm and welcoming living area featuring a propane fireplace addition-perfect for staying cozy during the winter months. The home has been thoughtfully maintained, offering peace of mind and move-in-ready appeal. Outside, the property includes two additional buildings that add excellent versatility.

One is ideal for lawn equipment and storage, while the second is a 12x24 structure with electric is perfect for hobbies, a workshop, or creative space. Whether you're looking for your first home, downsizing, or investing, this property combines comfort, functionality, and a prime location. Don't miss your chance to make it yours!

Key Features

  • Built in 1963
  • 0.48 acre lot
  • Fireplace

Property Details

1 story
1 full
1963

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$802/mo

20% down · 6.5% · 30 years

Principal$108
Interest$650
Insurance$44

Estimates only. Actual payments may vary.

Location

45 Shirley Street

Mount Vernon, KY 40456

Downtown

Features & Amenities

Interior Features

Eat-in Kitchen

Property Details

Flooring

HardwoodCarpet

Construction

Vinyl Siding

Parking

Carport

Heating

Forced Air

Cooling

Heat Pump

Appliances

RefrigeratorCooktop

Questions & Answers

This 3-bedroom, 1-bathroom single family at 45 Shirley Street is listed at $150,000 ($116/sqft). The estimated monthly payment is $650 based on 20% down at 6.5% interest.

Key features include: Built in 1963, 0.48 acre lot, Fireplace. Interior Features: Eat-in Kitchen.

This property is listed by Tammy M Miller and can be reached at 6063084618 or tammy.wrfb@gmail.com.

TM

Tammy M Miller

Agent at WEICHERT REALTORS - Ford Brothers

(606) 308-4618

Listed by WEICHERT REALTORS - Ford Brothers · View on Broker Site

MLS# 26006296· Source: listhub· Updated 72 days ago

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

45 Shirley Street, Mount Vernon, KY 40456

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