# 450 White Oak Drive, Nancy, KY 42544 > **TL;DR:** 3bd/4ba single family, $589,900 ($197/sqft), built 2009, 2,992 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,155/mo. Listed 141 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $589,900 | | Price/sqft | $197 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,992 | | Year Built | 2009 | | Lot Size | 130,680 sqft (3.00 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 141 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,983 | | Estimated Insurance | $172 | | **Total** | **$3,155** | ## Nearby Schools - **Elementary:** Nancy - **Middle:** Southern - **High:** Southwestern ## Key Amenities - Fireplace - Waterfront - View - A/C ## Property Highlights - Built in 2009 - 3.00 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland-a true paradise for boating, fishing, and outdoor living. Set on 3+/- acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio-perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas-ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities-this waterfront gem is a rare find. ## Location - **Address:** 450 White Oak Drive, Nancy, KY 42544 - **County:** Pulaski - **Neighborhood:** Rural - **Coordinates:** 36.979037, -84.772113 - **Google Maps:** https://www.google.com/maps?q=36.979037,-84.772113 ## Listing Agent - **Name:** Millie King Weaver - **Brokerage:** Lake Cumberland Real Estate Professionals - **Phone:** 6068751333 - **Broker Phone:** (606) 677-0059 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/450-White-Oak-Dr_Nancy_KY_42544_M41270-03028?f=listhub&s=LBARKY&m=26010019&c=propsimple) ## Photos ![450 White Oak Drive - Photo 1](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1089485958r.jpg) ![450 White Oak Drive - Photo 2](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f571684926r.jpg) ![450 White Oak Drive - Photo 3](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f329472448r.jpg) ![450 White Oak Drive - Photo 4](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f4223795801r.jpg) ![450 White Oak Drive - Photo 5](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f2104341493r.jpg) ![450 White Oak Drive - Photo 6](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f4165128753r.jpg) ![450 White Oak Drive - Photo 7](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f2333688021r.jpg) ![450 White Oak Drive - Photo 8](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f688650476r.jpg) ![450 White Oak Drive - Photo 9](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f3199994268r.jpg) ![450 White Oak Drive - Photo 10](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f3034863368r.jpg) ![450 White Oak Drive - Photo 11](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f4186565279r.jpg) ![450 White Oak Drive - Photo 12](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1213599991r.jpg) ![450 White Oak Drive - Photo 13](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1872584222r.jpg) ![450 White Oak Drive - Photo 14](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f670628401r.jpg) ![450 White Oak Drive - Photo 15](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f477995503r.jpg) ![450 White Oak Drive - Photo 16](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1042722415r.jpg) ![450 White Oak Drive - Photo 17](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f635593418r.jpg) ![450 White Oak Drive - Photo 18](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f3979514287r.jpg) ![450 White Oak Drive - Photo 19](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f2241147688r.jpg) ![450 White Oak Drive - Photo 20](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f927358854r.jpg) ![450 White Oak Drive - Photo 21](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1406831582r.jpg) ![450 White Oak Drive - Photo 22](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f3511733638r.jpg) ![450 White Oak Drive - Photo 23](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f122763967r.jpg) ![450 White Oak Drive - Photo 24](http://lh.rdcpix.com/5bb65a82b4ef4d1f62b5f7f0e8c06dc4l-f1767955692r.jpg) --- **MLS#:** 26010019 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/450-white-oak-drive-nancy-ky-42544-26010019) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/450-white-oak-drive-nancy-ky-42544-26010019#listing", "url": "https://www.propertysimple.ai/listing/450-white-oak-drive-nancy-ky-42544-26010019", "name": "450 White Oak Drive, Nancy, KY 42544", "description": "LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland-a true paradise for boating, fishing, and outdoor living. Set on 3+/- acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio-perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas-ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. 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