About This Home

This 3-bedroom, 4-bathroom single family at 452 Cumberland Cove Rd in Monterey, TN is listed for $618,000 ($218 per sqft). Built in 1998, the home offers 2,833 sqft of living space on a 4.00 acres lot.

Key Features

  • Built in 1998
  • 4.00 acre lot
  • Fireplace

Property Details

3 full, 1 half
2-car garage
1998

Amenities

FireplaceHardwoodA/C
Listing Description

Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls.

Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and anothe

r upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink.

The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property. The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace.

Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds.

Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.

Monthly Cost Estimate

$3,443/mo

20% down · 6.5% · 30 years

Principal$447
Interest$2,678
Insurance$180
HOA$138

Estimates only. Actual payments may vary.

Location

452 Cumberland Cove Rd

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Kitchen IslandEat-in Kitchen

Property Details

Flooring

TileHardwoodCarpet

Construction

Vinyl Siding Frame

Outdoor Features

DeckPorch

Heating

Heat Pump (Heating)Natural GasElectric (Heating)Central

Cooling

Central AirCeiling Fan(s)

Appliances

Gas CooktopDishwasherDisposalDryerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 4-bathroom single family at 452 Cumberland Cove Rd is listed at $618,000 ($218/sqft). The estimated monthly payment is $3,443 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $138/month.

Key features include: Built in 1998, 4.00 acre lot, Fireplace. Interior Features: Kitchen Island, Eat-in Kitchen.

This property is listed by Ashleigh Simmons.

AS

Ashleigh Simmons

Agent at 1 Source Realty Pros LLC

Listed by 1 Source Realty Pros LLC · Broker phone: (931) 261-9752 · View on Broker Site · Broker website

MLS# 1352331· Source: East Tennessee Realtors®· 72 days on PropertySimple

Copyright © 2026 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

452 Cumberland Cove Rd, Monterey, TN 38574

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