# 4528 BAY HARBOUR Drive, Jacksonville, FL 32225 > **TL;DR:** 4bd/3ba single family, $527,000 ($241/sqft), built 1989, 2,184 sqft. > Fireplace, A/C, 2-car garage. Est. $2,819/mo. Listed 70 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $527,000 | | Price/sqft | $241 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,184 | | Year Built | 1989 | | Lot Size | 8,276 sqft (0.19 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 70 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,665 | | Estimated Insurance | $154 | | **Total** | **$2,819** | ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1989 - 0.19 acre lot - Fireplace ## Description ### Agent Description Live in beautiful Ft. Caroline in the well-established Harbour North community, where every home is unique and full of character - nothing cookie-cutter here. Residents enjoy access to their own private community boat ramp with direct entry to the St. Johns River. This lovingly maintained home sits on a quiet, peaceful street and offers a long list of updates and features, including: *Brand new roof, newer wood look flooring throughout, updated kitchen with Whirlpool stainless appliances, tastefully updated bathrooms, custom built-ins in both the living and family rooms, new irrigation system, water softener with reverse osmosis, fully fenced backyard with wood fencing, new garage door, wood burning fireplace, all appliances convey, including washer & dryer, walk-in closet in the owner's suite, screened Florida room plus side patio overlooking a nicely sized & manicured backyard* A one year 2-10 Home Warranty is included for peace of mind. The community offers a voluntary civic HOA. ## Location - **Address:** 4528 BAY HARBOUR Drive, Jacksonville, FL 32225 - **County:** Duval - **Neighborhood:** Harbour North - **Coordinates:** 30.381655, -81.517932 - **Google Maps:** https://www.google.com/maps?q=30.381655,-81.517932 ## Listing Agent - **Name:** JILL R MERO - **Brokerage:** Mero Realty - **Broker Phone:** (904) 210-8366 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4528-Bay-Harbour-Dr_Jacksonville_FL_32225_M64745-05038?f=listhub&s=NEFMLS&m=2161360&c=propsimple) ## Photos ![4528 BAY HARBOUR Drive - Photo 1](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2999944110r.jpg) ![4528 BAY HARBOUR Drive - Photo 2](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f1746336930r.jpg) ![4528 BAY HARBOUR Drive - Photo 3](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f4277117756r.jpg) ![4528 BAY HARBOUR Drive - Photo 4](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2536830222r.jpg) ![4528 BAY HARBOUR Drive - Photo 5](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f738799101r.jpg) ![4528 BAY HARBOUR Drive - Photo 6](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2009829084r.jpg) ![4528 BAY HARBOUR Drive - Photo 7](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f789855860r.jpg) ![4528 BAY HARBOUR Drive - Photo 8](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2795422106r.jpg) ![4528 BAY HARBOUR Drive - Photo 9](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2008754103r.jpg) ![4528 BAY HARBOUR Drive - Photo 10](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f341113317r.jpg) ![4528 BAY HARBOUR Drive - Photo 11](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3988194199r.jpg) ![4528 BAY HARBOUR Drive - Photo 12](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f17026006r.jpg) ![4528 BAY HARBOUR Drive - Photo 13](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f67005394r.jpg) ![4528 BAY HARBOUR Drive - Photo 14](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f1683435553r.jpg) ![4528 BAY HARBOUR Drive - Photo 15](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3778212790r.jpg) ![4528 BAY HARBOUR Drive - Photo 16](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2314267388r.jpg) ![4528 BAY HARBOUR Drive - Photo 17](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f4230236065r.jpg) ![4528 BAY HARBOUR Drive - Photo 18](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f968792195r.jpg) ![4528 BAY HARBOUR Drive - Photo 19](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3809759316r.jpg) ![4528 BAY HARBOUR Drive - Photo 20](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3880258166r.jpg) ![4528 BAY HARBOUR Drive - Photo 21](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f1578300953r.jpg) ![4528 BAY HARBOUR Drive - Photo 22](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f4278133446r.jpg) ![4528 BAY HARBOUR Drive - Photo 23](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3369345123r.jpg) ![4528 BAY HARBOUR Drive - Photo 24](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3203188801r.jpg) ![4528 BAY HARBOUR Drive - Photo 25](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f394252065r.jpg) ![4528 BAY HARBOUR Drive - Photo 26](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3412359657r.jpg) ![4528 BAY HARBOUR Drive - Photo 27](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f295417041r.jpg) ![4528 BAY HARBOUR Drive - Photo 28](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2580661867r.jpg) ![4528 BAY HARBOUR Drive - Photo 29](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3739383838r.jpg) ![4528 BAY HARBOUR Drive - Photo 30](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3585586800r.jpg) ![4528 BAY HARBOUR Drive - Photo 31](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2045317784r.jpg) ![4528 BAY HARBOUR Drive - Photo 32](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f4132593166r.jpg) ![4528 BAY HARBOUR Drive - Photo 33](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f175170365r.jpg) ![4528 BAY HARBOUR Drive - Photo 34](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3777520316r.jpg) ![4528 BAY HARBOUR Drive - Photo 35](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f786352425r.jpg) ![4528 BAY HARBOUR Drive - Photo 36](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f985401851r.jpg) ![4528 BAY HARBOUR Drive - Photo 37](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2417641685r.jpg) ![4528 BAY HARBOUR Drive - Photo 38](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f69129038r.jpg) ![4528 BAY HARBOUR Drive - Photo 39](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2103363705r.jpg) ![4528 BAY HARBOUR Drive - Photo 40](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3773886977r.jpg) ![4528 BAY HARBOUR Drive - Photo 41](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3665619675r.jpg) ![4528 BAY HARBOUR Drive - Photo 42](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f3886660101r.jpg) ![4528 BAY HARBOUR Drive - Photo 43](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f2562554698r.jpg) ![4528 BAY HARBOUR Drive - Photo 44](http://lh.rdcpix.com/8ce876ca288a74b42f600ed546eefa70l-f1712989548r.jpg) --- **MLS#:** 2161360 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4528-bay-harbour-drive-jacksonville-fl-32225-e0c2a63f755a47d7b54357da07a635f2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4528-bay-harbour-drive-jacksonville-fl-32225-e0c2a63f755a47d7b54357da07a635f2#listing", "url": "https://www.propertysimple.ai/listing/4528-bay-harbour-drive-jacksonville-fl-32225-e0c2a63f755a47d7b54357da07a635f2", "name": "4528 BAY HARBOUR Drive, Jacksonville, FL 32225", "description": "Live in beautiful Ft. Caroline in the well-established Harbour North community, where every home is unique and full of character - nothing cookie-cutter here. Residents enjoy access to their own private community boat ramp with direct entry to the St. Johns River. 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