# 4530 Palms Way, Saint Teresa, FL 32346

> **TL;DR:** 4bd/3ba single family, $799,000 ($455/sqft), built 2022, 1,756 sqft.
> A/C. Est. $4,273/mo. Listed 93 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,000 |
| Price/sqft | $455 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,756 |
| Year Built | 2022 |
| Lot Size | 54,014 sqft (1.24 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 93 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,040 |
| Estimated Insurance | $233 |
| **Total** | **$4,273** |

## Nearby Schools

- **Elementary:** OTHER COUNTY
- **Middle:** Franklin County Middle School
- **High:** Franklin County High School

## Key Amenities

- A/C

## Property Highlights

- Built in 2022
- 1.24 acre lot

## Description

### Agent Description
Gulf-view home in St. Teresa situated on 1 acre with a private swimming pool, community dock access, and plenty of space for boats, trailers, and all your water toys. Known as "Oyster Catcher," this property is currently operating as a short-term rental. The home offers 1,756 sq. ft. with 4 bedrooms and 2.5 baths. Quality finishes include a metal roof, impact-resistant windows, Hardie siding, stained tongue-and-groove pine porch ceilings, a tankless water heater, tile flooring throughout, quartz countertops, stainless steel appliances, custom wood shelving in all closets, and a tiled primary shower. Located in Flood Zone AE and served by a private well and septic system.

## Location

- **Address:** 4530 Palms Way, Saint Teresa, FL 32346
- **County:** Franklin
- **Neighborhood:** The Bluffs
- **Coordinates:** 29.92971399, -84.43771125
- **Google Maps:** https://www.google.com/maps?q=29.92971399,-84.43771125

## Listing Agent

- **Name:** Amber Miller · **License:** 3207640
- **Brokerage:** Golden Properties & Investment
- **Phone:** 8505090826
- **Broker Phone:** 8505090826
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4530-Palms-Way_Panacea_FL_32346_M54477-41009?f=listhub&s=TBRFL&m=401267&c=propsimple)

## Photos

![4530 Palms Way - Photo 1](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f4237970448r.jpg)

![4530 Palms Way - Photo 2](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2593495356r.jpg)

![4530 Palms Way - Photo 3](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2762167845r.jpg)

![4530 Palms Way - Photo 4](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1649416728r.jpg)

![4530 Palms Way - Photo 5](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f625374469r.jpg)

![4530 Palms Way - Photo 6](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1203930545r.jpg)

![4530 Palms Way - Photo 7](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f4261171563r.jpg)

![4530 Palms Way - Photo 8](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3400976961r.jpg)

![4530 Palms Way - Photo 9](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3705151949r.jpg)

![4530 Palms Way - Photo 10](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f81368928r.jpg)

![4530 Palms Way - Photo 11](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3195220458r.jpg)

![4530 Palms Way - Photo 12](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f98164504r.jpg)

![4530 Palms Way - Photo 13](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1666833591r.jpg)

![4530 Palms Way - Photo 14](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2286775123r.jpg)

![4530 Palms Way - Photo 15](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f36671089r.jpg)

![4530 Palms Way - Photo 16](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1034117666r.jpg)

![4530 Palms Way - Photo 17](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3043442113r.jpg)

![4530 Palms Way - Photo 18](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2672559776r.jpg)

![4530 Palms Way - Photo 19](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2224517445r.jpg)

![4530 Palms Way - Photo 20](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2680878010r.jpg)

![4530 Palms Way - Photo 21](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2781631579r.jpg)

![4530 Palms Way - Photo 22](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f784903301r.jpg)

![4530 Palms Way - Photo 23](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2934149804r.jpg)

![4530 Palms Way - Photo 24](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f628075041r.jpg)

![4530 Palms Way - Photo 25](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3964760516r.jpg)

![4530 Palms Way - Photo 26](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2125802820r.jpg)

![4530 Palms Way - Photo 27](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f331203331r.jpg)

![4530 Palms Way - Photo 28](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2172753908r.jpg)

![4530 Palms Way - Photo 29](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f581252981r.jpg)

![4530 Palms Way - Photo 30](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1918721583r.jpg)

![4530 Palms Way - Photo 31](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3978480777r.jpg)

![4530 Palms Way - Photo 32](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f4165813153r.jpg)

![4530 Palms Way - Photo 33](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2406678618r.jpg)

![4530 Palms Way - Photo 34](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3434881725r.jpg)

![4530 Palms Way - Photo 35](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1114868690r.jpg)

![4530 Palms Way - Photo 36](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f777404626r.jpg)

![4530 Palms Way - Photo 37](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2281460993r.jpg)

![4530 Palms Way - Photo 38](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f78722165r.jpg)

![4530 Palms Way - Photo 39](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f819614927r.jpg)

![4530 Palms Way - Photo 40](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2150251986r.jpg)

![4530 Palms Way - Photo 41](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3417594219r.jpg)

![4530 Palms Way - Photo 42](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1538274433r.jpg)

![4530 Palms Way - Photo 43](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2412345471r.jpg)

![4530 Palms Way - Photo 44](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f3748579464r.jpg)

![4530 Palms Way - Photo 45](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f593574881r.jpg)

![4530 Palms Way - Photo 46](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1939032257r.jpg)

![4530 Palms Way - Photo 47](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f1973156605r.jpg)

![4530 Palms Way - Photo 48](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f142272959r.jpg)

![4530 Palms Way - Photo 49](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f2862054428r.jpg)

![4530 Palms Way - Photo 50](http://lh.rdcpix.com/bfb73265873da73c02d7fb2faad9eabdl-f761220190r.jpg)

---

**MLS#:** 401267 | **Updated:** 2026-07-03
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4530-palms-way-st-teresa-fl-32346-l401267)

---

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