About This Home

This 0-bedroom, 0-bathroom commercial at 454 MAIN Street in Safety Harbor, FL is listed for $3,999,000 ($416 per sqft). Built in 1918, the home offers 9,605 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1918
  • 0.45 acre lot
  • 2 stories

Property Details

2 stories
1918

Amenities

A/C
Listing Description

We are proud to exclusively market for sale Harbor Inn on Main, a rare generational asset located in the heart of one of America's most celebrated small towns. With 155 feet of frontage on vibrant Main Street-recently ranked #10 Best Main Street in the U.S.

and #5 Best Small Town in the South by USA Today-this mixed-use property offers unmatched charm, versatility, and income potential. Built in 1918 and meticulously maintained, the property features 9,605 SF under roof and 2,599 SF of balcony space. Zoned Main Street Marketplace (MSM), this historic gem supports a wide variety of permitted uses including retail, multi-family, office, hospitality, and entertainment.

Currently operating as a hybrid LTR/STR top-rated Airbnb Superhost with (8) turnkey apartment units-(6) one-bedrooms and (2) studios-each with full kitchens and baths. This income-generating property is perfect for investors or owner-occupiers. An opportunity also exists to expand with a 9th additional unit or owner/manager's suite.

The ground-floor retail space is elevated above street level and flooded with natural light, offering excellent visibility and a welcoming Main Street presence. Total retail square footage is equal to 2,983 SF and is currently rented month to month offering flexibility for an owner operator to occupy or generate longer term income.

Recent capital improvements include a new roof (2020) on the primary building and new HVAC with ductwork (2023) in the retail space. Additional highlights: 14 private parking spaces, Garage/storage space, Located in Flood Zone X, Just blocks from the iconic Safety Harbor Spa, Two majestic "Great Oaks" on site, Steps away from the lively Third Friday Street Festival-a monthly downtown celebration of music, art, food, and community.

This is more than a property-it's a piece of Safety Harbor history with modern upside. Contact us today for details or to schedule a private tour.

Monthly Cost Estimate

$21,387/mo

20% down · 6.5% · 30 years

Principal$2,892
Interest$17,329
Insurance$1,166

Estimates only. Actual payments may vary.

Location

454 MAIN Street

Safety Harbor, FL 34695

GREEN SPGS

Property Details

Construction

Block Brick Frame

Heating

Natural GasCentral

Cooling

Central Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 454 MAIN Street is listed at $3,999,000 ($416/sqft). The estimated monthly payment is $21,387 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1918, 0.45 acre lot, 2 stories.

This property is listed by Alexander Lucke.

AL

Alexander Lucke

Agent at Keller Williams Tampa Properties

Listed by Keller Williams Tampa Properties · Broker phone: (813) 264-7754 · Broker website

MLS# TB8381286· Source: Stellar MLS· 544 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

454 MAIN Street, Safety Harbor, FL 34695

Open this listing in: