About This Home

This 3-bedroom, 2-bathroom mobile home at 4540 N Winchester Terrace in Hernando, FL is listed for $199,900 ($167 per sqft). Built in 2026, the home offers 1,200 sqft of living space on a 0.57 acres lot.

Key Features

  • Built in 2026
  • 0.57 acre lot

Property Details

1 story
2 full
2026

Amenities

A/C
Listing Description

NEW 2026 HOME ON OVER 1/2 ACRE - PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless ste

el appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space.

NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers.

Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

4540 N Winchester Terrace

Hernando, FL 34442

Apache Shores Units 1-13

Property Details

Flooring

Laminate

Construction

Manufactured

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DishwasherElectricCooktopElectricOvenRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom mobile home at 4540 N Winchester Terrace is listed at $199,900 ($167/sqft). The estimated monthly payment is $1,069 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.57 acre lot.

This property is listed by Nicoletta Lingrosso and can be reached at 3526010053.

NL

Nicoletta Lingrosso

License 3338482

Agent at Keller Williams Realty-Elite Partners

(352) 601-0053

Listed by Keller Williams Realty-Elite Partners · Broker phone: (352) 688-6500 · View on Broker Site

MLS# 854077· Source: REALTORS Association of Citrus County, Inc.· 115 days on PropertySimple

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4540 N Winchester Terrace, Hernando, FL 34442

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