# 4545 DEBBIE Lane, Lutz, FL 33559 > **TL;DR:** 4bd/3ba single family, $420,000 ($169/sqft), built 1980, 2,478 sqft. > Pool, Fireplace, A/C, 2-car garage. Est. $2,247/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $420,000 | | Price/sqft | $169 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,478 | | Year Built | 1980 | | Lot Size | 10,454 sqft (0.24 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 57 | ## Why This Home Stands Out - **Pool** - Pool listed; type not specified ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,124 | | Estimated Insurance | $123 | | **Total** | **$2,247** | ## Nearby Schools - **Elementary:** Veterans Elementary School - **Middle:** Cypress Creek Middle School - **High:** Cypress Creek High-PO ## Key Amenities - Pool - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1980 - 0.24 acre lot - Private pool - Fireplace ## Description ### Agent Description Under contract-accepting backup offers. A Rare Find in Lutz/Wesley Chapel - Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location - all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for - without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today! ## Location - **Address:** 4545 DEBBIE Lane, Lutz, FL 33559 - **County:** Pasco - **Neighborhood:** TAMPA DOWNS HEIGHTS - **Coordinates:** 28.223233, -82.373 - **Google Maps:** https://www.google.com/maps?q=28.223233,-82.373 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8545612 ## Listing Agent - **Name:** Kurt Derkevics - **Brokerage:** Future Home Realty, Inc - **Broker Phone:** (727) 409-3368 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4545-Debbie-Ln_Lutz_FL_33559_M50082-68826?f=listhub&s=MFRMLSFL&m=TB8545612&c=propsimple) ## Photos ![4545 DEBBIE Lane - Photo 1](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3873621998r.jpg) ![4545 DEBBIE Lane - Photo 2](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1102513547r.jpg) ![4545 DEBBIE Lane - Photo 3](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3760881222r.jpg) ![4545 DEBBIE Lane - Photo 4](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2034229478r.jpg) ![4545 DEBBIE Lane - Photo 5](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f4163970537r.jpg) ![4545 DEBBIE Lane - Photo 6](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1851173593r.jpg) ![4545 DEBBIE Lane - Photo 7](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f409634629r.jpg) ![4545 DEBBIE Lane - Photo 8](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1429124318r.jpg) ![4545 DEBBIE Lane - Photo 9](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3784356393r.jpg) ![4545 DEBBIE Lane - Photo 10](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f139470301r.jpg) ![4545 DEBBIE Lane - Photo 11](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1384002010r.jpg) ![4545 DEBBIE Lane - Photo 12](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2816051943r.jpg) ![4545 DEBBIE Lane - Photo 13](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2665641963r.jpg) ![4545 DEBBIE Lane - Photo 14](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3097244249r.jpg) ![4545 DEBBIE Lane - Photo 15](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f430526628r.jpg) ![4545 DEBBIE Lane - Photo 16](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3362477202r.jpg) ![4545 DEBBIE Lane - Photo 17](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f768562737r.jpg) ![4545 DEBBIE Lane - Photo 18](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f385204105r.jpg) ![4545 DEBBIE Lane - Photo 19](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1852215313r.jpg) ![4545 DEBBIE Lane - Photo 20](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3897388173r.jpg) ![4545 DEBBIE Lane - Photo 21](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3329860406r.jpg) ![4545 DEBBIE Lane - Photo 22](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f961880768r.jpg) ![4545 DEBBIE Lane - Photo 23](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f251936253r.jpg) ![4545 DEBBIE Lane - Photo 24](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f724041686r.jpg) ![4545 DEBBIE Lane - Photo 25](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f643041539r.jpg) ![4545 DEBBIE Lane - Photo 26](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3858192015r.jpg) ![4545 DEBBIE Lane - Photo 27](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1009048646r.jpg) ![4545 DEBBIE Lane - Photo 28](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1170644651r.jpg) ![4545 DEBBIE Lane - Photo 29](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2949927914r.jpg) ![4545 DEBBIE Lane - Photo 30](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2356334641r.jpg) ![4545 DEBBIE Lane - Photo 31](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f3586406278r.jpg) ![4545 DEBBIE Lane - Photo 32](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f485744829r.jpg) ![4545 DEBBIE Lane - Photo 33](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2288437693r.jpg) ![4545 DEBBIE Lane - Photo 34](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f2345572412r.jpg) ![4545 DEBBIE Lane - Photo 35](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1750412064r.jpg) ![4545 DEBBIE Lane - Photo 36](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1536766227r.jpg) ![4545 DEBBIE Lane - Photo 37](http://lh.rdcpix.com/113874533f292af44e25d35ed863fee5l-f1249900278r.jpg) --- **MLS#:** TB8545612 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4545-debbie-lane-lutz-fl-33559-310f02e64b14419795b9aefb18c24d19) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4545-debbie-lane-lutz-fl-33559-310f02e64b14419795b9aefb18c24d19#listing", "url": "https://www.propertysimple.ai/listing/4545-debbie-lane-lutz-fl-33559-310f02e64b14419795b9aefb18c24d19", "name": "4545 DEBBIE Lane, Lutz, FL 33559", "description": "Under contract-accepting backup offers. A Rare Find in Lutz/Wesley Chapel - Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location - all with NO HOA and NO CDD! 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