About This Home

This 4-bedroom, 3-bathroom single family at 4545 DEBBIE Lane in Lutz, FL is listed for $420,000 ($169 per sqft). Built in 1980, the home offers 2,478 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1980
  • 0.24 acre lot
  • Private pool
  • Fireplace

Property Details

1 story
2 full, 1 half
2-car garage
1980

Amenities

PoolFireplaceA/C
Listing Description

A Rare Find in Lutz/Wesley Chapel - Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location - all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.

Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage.

Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.

The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.

The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.

The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find.

Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for - without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!

Monthly Cost Estimate

$2,246/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$123

Estimates only. Actual payments may vary.

Location

4545 DEBBIE Lane

Lutz, FL 33559

TAMPA DOWNS HEIGHTS

Features & Amenities

Interior Features

High CeilingsOpen FloorplanThermostat

Property Details

Flooring

Vinyl

Construction

Block

Pool Features

Pool

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherElectric Water HeaterMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4545 DEBBIE Lane is listed at $420,000 ($169/sqft). The estimated monthly payment is $2,247 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1980, 0.24 acre lot, Private pool, Fireplace. Interior Features: High Ceilings, Open Floorplan, Thermostat.

This property is listed by Kurt Derkevics and can be reached at 8134040769.

KD

Kurt Derkevics

Agent at Future Home Realty, Inc

(813) 404-0769
Agent website

Listed by Future Home Realty, Inc · Broker phone: (727) 409-3368 · View on Broker Site · Broker website

MLS# TB8545612· Source: Stellar MLS· 18 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4545 DEBBIE Lane, Lutz, FL 33559

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